Banking Applications

WHY ORACLE

ONLY ORACLE FOR BANKING DELIVERS THIS KEY FUNCTIONALITY

Why do 10 of the world's top 10 banks run Oracle applications?
Banks around the world rely on Oracle to help them streamline business processes, meet increasing regulatory compliance demands, and improve cost efficiency ratios, while providing greater value to customers. Now, with the combined strengths of i-flex, Oracle E-Business Suite, Siebel, and PeopleSoft, Oracle provides the broadest functionality for helping banks effectively grow their business and optimize performance—from front to back office.

Only multi-channel sales, service, marketing, and transaction solution pre-integrated with core banking
Only open-standards core banking solution, enabling new products, relationship pricing, and consolidation of existing systems
Most complete end-to-end risk management solution, extending into business operations and AML
World's leading financials solution for FSI with muti-GAAP, IFRS, and multi-book code processing
Only service-oriented architecture with a banking-specific data model and process library

i-flex solutions

i-flex solutions are now part of Oracle's solutions for banking
i-flex, a majority-owned subsidiary of Oracle, is a leading provider of banking solutions. FLEXCUBE is a complete banking product suite for retail, consumer, corporate, investment and asset management, and investor servicing. Daybreak helps banks reduce risk and increase productivity throughout the consumer-lending cycle. Reveleus delivers a suite of analytical applications for multi-jurisdictional Basel II compliance and risk management. And the Mantas Behavior Detection Platform is the industry's most comprehensive solution for anti-money laundering, detecting risk, and enhancing customer relationships.

KEY PRODUCTS FOR BANKING

View All Oracle Banking Products

ONLY ORACLE OFFERS SIGNIFICANT BENEFITS

Business Drivers	Oracle Enables You to	With These Products
Become a Customer-Centric Bank	Drive intelligent customer interactions Show a complete view of customers to your agents Deliver multichannel campaign and offer management Provide a single source of truth for customer data	Siebel Branch Sales and Service Siebel Contact Center Siebel Branch Teller Siebel Business Analytics Applications
Build Market Responsiveness by Transforming Core Banking Processes	Provide process-driven solutions Transform core banking processes Support stand-alone lending and leasing solutions, with the only integrated front-to-back solution for consumer finance and commercial leasing	i-flex solutions FLEXCUBE for core banking Oracle Lease Management — Commercial Finance i-flex solutions Daybreak Consumer Lending and Leasing PeopleSoft Enterprise Financial Management
Manage Compliance, Risk, and Performance More Effectively	Deliver actionable customer and product profitability insight Manage credit, market, and operations risk Provide a foundation for regulatory compliance	i-flex solutions Reveleus Basel II i-flex solutions Mantas Behavior Detection Platform Oracle Profitability Manager Oracle Transfer Pricing Oracle Risk Manager Oracle Balanced Scorecard Oracle Governance, Risk and Compliance Manager PeopleSoft Enterprise Performance Management
Improve Operational Effectiveness of Corporate Assets	Fully utilize employees as key company assets Reduce operational risk with comprehensive financial management solutions Manage projects more efficiently and effectively Transform corporate procurement	Oracle Financials Oracle Financial Services Account Hub PeopleSoft Human Capital Management
Evolve to an Agile, Intelligent and Secure Platform	Deliver new banking services quickly to existing and acquired customers Make real-time decisions with know-your-customer data across all channels Secure client data against fraud, insider access, phishing, and identity theft Selectively consolidate legacy systems onto open-standards platform	Oracle Fusion Middleware Oracle Database 11g