Oracle Reveleus Basel II

As financial institutions address Basel II, it has become obvious that a fragmented approach is rarely effective. Successful compliance requires an enterprise-wide view of events and a standardized set of processes that effectively improve risk and asset management across the enterprise.

The Oracle Reveleus Basel II solution uses an advanced data management approach to provide a fully transparent "ready to go" set of advanced analytical applications that combine pre-built data structures, pre-packaged computational engines, pre-designed information delivery templates, and a unifying reference language. This standardized approach enables institutions to achieve Basel II compliance in a quick, "de-risked" manner, thereby eliminating the need for expensive custom programming and time-consuming application maintenance. Subsequently, financial institutions can drastically reduce their time-to-production and increase their competitive advantage.

• Define and maintain various statistical models to gain a greater understanding of risk levels
• Increase the accuracy of capital calculations for estimation of PD, LGD, EAD, and allocation of credit risk mitigants to exposures
• Gain an in-depth understanding of scenarios and their associated level of risk
• Help ensure compliance by creating audit trails to meet disclosure requirements
• Reduce compliance complexity and cost through greater readiness and easier deployment
• Cost-effectively modify rules management to suit the demands of new jurisdictions, changed business needs, or new regulatory requirements