About Oracle Financial Services Software

Oracle Financial Services Software Limited, majority-owned by Oracle, is a world leader in providing IT solutions to the financial services industry. With its experience of delivering value- based IT solutions, Oracle Financial Services Software understands the challenges that financial institutions face: The need to build customer intimacy and competitive advantage through cost-effective solutions while adhering to the stringent demands of a dynamic regulatory environment. It offers financial institutions the world’s most comprehensive and contemporary banking applications and a technology footprint that addresses their complex IT and business requirements.

Its portfolio of offerings include Oracle FLEXCUBE, a complete banking product suite for consumer, corporate, investment, private wealth management, mobile and internet banking, consumer lending, asset management, and investor servicing, including local and cross-border payments across channels and networks. Oracle FLEXCUBE enables banks to standardize operations across multiple countries, to transform their local operations, and to address niche business models like direct banking, Islamic banking, and mobile banking.

The Oracle FLEXCUBE suite of solutions comprises:

Oracle FLEXCUBE Universal Banking a comprehensive, SWIFT-certified solution that supports the needs of retail, corporate, and investment banking and offers transaction banking capabilities that help banks stay ahead by supporting conventional and Islamic banking customers

Oracle FLEXCUBE Direct Banking addresses the new demands of financial institutions and enables them to serve customers in virtual environments, to differentiate themselves from generic service providers, and to cater to the needs of technology-savvy customers

Oracle FLEXCUBE Mobile Banking empowers banking customers with self-service banking capabilities through SMS, mobile browser, and mobile applications on smart phones and tablets. It allows banks to tap new avenues of fee-based income by targeting customers with location- and profile-specific offers

Oracle FLEXCUBE Private Banking is seamlessly integrated with front-and back-office systems and addresses the diverse financial goals of mass affluent customers. It enables advisors to offer customized financial plans that simulate, rebalance, and capture orders while continuously monitoring and analyzing portfolio performance

Oracle FLEXCUBE Investor Servicing automates processes to help financial institutions manage the fund lifecycle and reduce operational costs across fund structures, intermediary hierarchies, and investors; and to launch new products rapidly using a comprehensive business rules engine

Oracle Banking Platform is a comprehensive, preintegrated solution that enables large banks to take the complexity and cost out of technology and focus investment on executing a strategic transformation of their business.

As a part of Oracle's analytics for the financial services industry Oracle Financial Services Analytical Applications offers a suite of analytical applications for enterprise risk management, financial crime and compliance, enterprise performance management, and customer insight.

Oracle Financial Services Lending and Leasing enables automobile financing institutions to provide better service and minimize delinquency rates through comprehensive and flexible processing of booking, disbursement, and payment. It centralizes origination functions, enabling them to improve customer experiences and reduce transactional overheads. By mapping concepts to workflows, Oracle Financial Services Lending and Leasing creates an end-to-end solution—built on proven, configurable processes—for the auto lending lifecycle, including origination, servicing, collections, and asset management.

Oracle Financial Services PrimeSourcing supports the entire application lifecycle with a host of professional services on Oracle and non-Oracle platforms and technologies. The services include end-to-end consulting, application and technology services partnerships, implementation of Oracle Financial Services products, and outsourcing services. Our global delivery model provides world-class services across the extended application lifecycle, and is supported by a comprehensive pool of proprietary methodologies and best practices.

Oracle Financial Services business process outsourcing (BPO) excels in providing cost-effective, high-quality BPO services for the banking, capital markets, and asset management domains. This comprehensive ecosystem of BPO services is packaged around software applications and backed by a mature process and consulting framework.