| Oracle Financial Services Software is a leading provider of applications and professional services for the financial services industry. Its portfolio of offerings includes Oracle FLEXCUBE, a complete banking product suite for retail, consumer, corporate, investment, and asset management, and investor servicing. As a part of Oracle's analytics for the financial services industry. Oracle Financial Services Analytical Applications offers a suite of analytical applications for enterprise risk management, capital adequacy, enterprise performance management, and customer insight and is the industry's most comprehensive solution for financial crime and compliance management. Oracle Financial Services is the industry's most comprehensive solution for financial crime and compliance management including anti-money laundering, fraud detection, and trade compliance. Oracle FLEXCUBE Private Banking enables wealth managers to service high-net-worth customers by providing a unified view and analysis of their portfolio. Oracle FLEXCUBE Direct Banking enables institutions to register their presence in the virtual space and effectively service customers via the internet, mobile phones, and handheld devices, with a complete range of financial products. Oracle Daybreak helps banks reduce risk and increase productivity in the consumer-lending lifecycle. Oracle Industry Reference Model for Banking is a comprehensive repository of best-in-class banking processes based on Oracle Financial Services domain expertise and best practices. Oracle Financial Services Consulting supports the entire application lifecycle for financial institutions with a host of professional services on Oracle and non-Oracle platforms and technologies. The services include end-to-end consulting, application and technology services partnerships, implementation of Oracle Financial Services products, as well as outsourcing services. Our global delivery model is designed to provide world-class services across the extended application lifecycle. It leverages well-established CoBIT-compliant global infrastructure and development centers and is supported by a comprehensive pool of proprietary methodologies, best practices, and SEI-CMMi Level 5 compliant processes. Oracle Financial Services Consulting also helps institutions script their "business transformation story" through a competently executed and aligned operating strategy to redesign business process, manage risk and compliance mandates, streamline business and IT strategy, and manage change effectively. Oracle Financial Services Consulting is developing methodologies, services, and process models that can accelerate the successful adoption of service-oriented architecture (SOA). Oracle Financial Services Software's BPO (business process outsourcing) division excels in providing cost-effective and high-quality BPO services for the banking, capital markets, and asset management domains. This comprehensive ecosystem of BPO services is packaged around software applications and backed by a mature process and consulting framework. | 
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