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With changes in customer expectations and the business environment, banks are looking at strengthening their customer base and enhancing their fee-based income. Along with these requirements remains the perennial thrust to achieve lower cost-to-income ratio and improved compliance to regulatory changes.
Oracle FLEXCUBE Universal Banking, a SWIFT-certified application, is a comprehensive solution to support the needs of retail, corporate, and investment banking.  The application offers comprehensive transaction banking capabilities that help you stay ahead of competition. Oracle FLEXCUBE Universal Banking delivers proven success in supporting both conventional and Islamic banking customers globally.
Oracle FLEXCUBE transforms bank staff into knowledge workers by providing them with the right tools to drive customer growth and retention. The application captures all insights across interactions and accounts, and provides system triggers to bank staff at appropriate instances to pursue cross sell opportunities.
Oracle FLEXCUBE Development Workbench for Universal Banking empowers the bank IT staff to quickly implement system changes and keep pace with evolving business needs. The tool enables building and testing of new user interfaces, business logic, integrations, and reporting.
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