Business Operating Models and Specifications


As banks work to provide comprehensive financial solutions, there is a growing need to reorganize their traditional organizational models around customers or business opportunities. This would enable and ensure suitable responses to diverse and changing customer expectations. A competently executed and aligned operating model for the underlying strategy helps increase revenue, reduce costs, and enhance a bank's competitive advantage. The operating model is the vital link between strategy and delivery.


Oracle Financial Services Consulting's operating-model approach segregates a bank's core and non-core activities. We use a functional impact review to relate service deliverables to business objectives.

Our offering seeks to combine:

  • Centralization
  • Decentralization
  • Shared services
  • Outsourcing