Enterprise Risk Management for Financial Services

In today's financial services industry, quantifying and managing risk is critical to maximizing both shareholder value and long-term competitive positioning. Yet, many banks and financial services organizations are operating with inaccurate or incomplete risk information, despite current industry estimates that place the total worldwide credit exposures at over US$ 300 trillion.

Enterprise risk management solutions span all areas of risk, including credit, market, operational, liquidity, fixed asset, business and reputation risk, enabling institutions to manage all their risk and provide necessary feeds for compliance-based reporting. The capabilities of Oracle Financial Services Analytical Applications for finance and risk help financial institutions address compliance issues such as Basel II that demand a close operational synergy between finance and risk functions.

• Oracle Financial Services Liquidity Risk Management
• Oracle Financial Services Basel Regulatory Capital
• Oracle Financial Services Economic Capital Advanced
• Oracle Financial Services ICAAP Analytics

• Oracle Financial Services Operational Risk and Compliance Management
• Oracle Financial Services Asset Liability Management
• Oracle Financial Services Market Risk
• Oracle Financial Services Asset Liability Management Analytics

• Accurately calculate risk-based pricing of exposures
• Assess risk for a portfolio across multiple parameters
• Set Key Performance Indicators (KPIs) to reflect risk-adjusted returns
• Provide risk and performance metrics to rating agencies and shareholders
• Help ensure compliance through a transparent and complete audit trail for supervisory review
• Eliminate the need for expensive custom programming and time-consuming application maintenance