Today’s mass affluent customers demand personalized services, transparency in operations, and accessibility to their portfolio while meeting their financial goals. Oracle FLEXCUBE Private Banking is a self-directed and advisor-driven online engagement platform that enables you to plan, execute, monitor, and manage customer wealth.
Oracle FLEXCUBE Private Banking helps you address diverse financial goals of mass affluent customers. It provides a unified portfolio view that enables advisors to customize financial plans. The application also enables you to simulate, rebalance and capture orders while continuously monitoring and analyzing portfolio performance.
Oracle FLEXCUBE Private Banking seamlessly integrates with front- and back-office systems for managing transactions and with market feeds to fetch securities master and price details, providing you with an end-to-end wealth management advisory ecosystem.
Profile individual customers and recommend investment strategies by incorporating model portfolios
Assess customer risk profiles and generate financial planning proposals
Provide hands-on portfolio management capabilities by mapping financial goals to portfolios and tracking goal achievement
Analyze portfolio exposures based on their composition across different dimensions like Portfolio, Instrument Type, Instrument Group, etc.
Track deviations against specified model asset allocation thresholds, based on which appropriate portfolio rebalancing can be done
Enhance investment products support with order origination capabilities for equities, mutual funds, bonds, futures and options, structured products, and alternative investments and insurance
Manage front- to back-office investment lifecycle from dealing with products through clearing and settlement and accounting
Easy integration with existing systems
Oracle FLEXCUBE Private Banking can be integrated with any back-end product-processing platform. Customers running Oracle FLEXCUBE Universal Banking can take special advantage of the pre-built integration with Oracle FLEXCUBE Private Banking.