Oracle FLEXCUBE Islamic Banking


With growing demand for Sharia-compliant Islamic banking products, banks catering to this segment are poised for the next wave of growth. Oracle FLEXCUBE Islamic Banking addresses the needs of both pure-play Islamic banks as well as conventional banks with Islamic banking windows.

Oracle FLEXCUBE Islamic Banking offers a comprehensive back-office processing environment for a wide range of Islamic financial products including Mudaraba, Qard, Mudarabah, Ijarah, Musharaka, Istisna, Salam, Tawarruq and Sukuk. Its extensibility framework enables you to configure and launch new products swiftly.

A single instance of Oracle FLEXCUBE Islamic banking can support both Islamic as well conventional banking products, thereby offering unmatched potential business models for the bank. Customers for Oracle FLEXCUBE Islamic Banking include Islamic banks and Islamic Banking subsidiaries of conventional banks as well as Islamic window operations of conventional banks.

Banks running Oracle FLEXCUBE Islamic Banking can utilize the application’s pre-built integrations with Oracle FLEXCUBE Private Banking and Oracle FLEXCUBE Direct Banking to leverage emerging business models for Islamic wealth management and direct banking.


  • Grow customer base with the solution’s ability to coexist in a single instance for both conventional and Islamic banking
  • Standardize customer on-boarding and offer a consistent experience with the solution’s support for multi-product origination
  • Expand operations with multi-currency, multi-lingual, and multi-entity features with minimal changes
  • Enhance holistic decision making with a consolidated view of customer relationships, risk management, profitability tracking and accounting
  • Offer anywhere, anytime banking through self-service channels
  • Provide Sharia wealth management to your customers



Introducing Oracle FLEXCUBE 12.0