Oracle FLEXCUBE Core Banking

Oracle FLEXCUBE Core Banking helps banks overcome the challenges of intense competition, reduced margins, and increased customer expectations by creating a unique competitive advantage built upon improved profitability and an extended customer reach.

With Oracle FLEXCUBE Core Banking, banks gain a cost advantage through straight-through processing and exception handling. In addition, the solution supports regulatory requirements in key markets through a highly secure data management system, which can easily integrate with third-party solutions at your bank.

Oracle FLEXCUBE Core Banking's application architecture supports agile and business processes management using Business Process Execution Language (BPEL), service-oriented architecture (SOA), and a Web services-based model. It enables integration of all third-party applications, including in-house banking software, to facilitate simple and complex business processes.

You can automate your banking operations with BPEL and link them to a large set of Web services within the Oracle FLEXCUBE suite.

• 24/7 processing of large transaction volumes, with high availability
• Multiple delivery channel support, including branches, ATMs, point-of-sale terminals, call centers, mobile devices, and internet banking
• An XML Web-based user interface with context-sensitive help
• Security management covering application and role-based access
• Online validations and automated exception processing
• Centralized, decentralized, and combination deployments
• Ease of integration with existing systems using flexible Java Platform, Enterprise Edition technology
• Operational risk management controls, including limits, collateral, and nonperforming assets