Oracle FLEXCUBE Core Banking helps banks overcome the challenges of intense competition, reduced margins, and increased customer expectations by creating a unique competitive advantage built upon improved profitability and an extended customer reach.
With Oracle FLEXCUBE Core Banking, banks gain a cost advantage through straight-through processing and exception handling. In addition, the solution supports regulatory requirements in key markets through a highly secure data management system, which can easily integrate with third-party solutions at your bank.
Oracle FLEXCUBE Core Banking's application architecture supports agile and business processes management using Business Process Execution Language (BPEL), service-oriented architecture (SOA), and a Web services-based model. It enables integration of all third-party applications, including in-house banking software, to facilitate simple and complex business processes.
You can automate your banking operations with BPEL and link them to a large set of Web services within the Oracle FLEXCUBE suite.
KEY TECHNICAL CAPABILITIES
24/7 processing of large transaction volumes, with high availability
Multiple delivery channel support, including branches, ATMs, point-of-sale terminals, call centers, mobile devices, and internet banking
An XML Web-based user interface with context-sensitive help
Security management covering application and role-based access
Online validations and automated exception processing
Centralized, decentralized, and combination deployments
Ease of integration with existing systems using flexible Java Platform, Enterprise Edition technology
Operational risk management controls, including limits, collateral, and nonperforming assets