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Oracle Financial Services Pricing Management,
Transfer Pricing Component

Oracle Financial Services Pricing Management, Transfer Pricing Component is an interactive application that provides real-time transfer rates to support pricing loan transactions that reflect immediate market conditions. Risk-based pricing queries are directly integrated with the Oracle Financial Services Funds Transfer Pricing solution and leverage the same business rule logic. Query results incorporate all details of the underlying transfer price and include all elements of a product’s profit and loss, including the allocated expense, expected loss, and capital charge.

Integrate Risk and Performance Management for Better Results
Oracle Financial Services Pricing Management, Transfer Pricing Component is a next-generation solution that is fully integrated with Oracle’s Financial Services analytical applications and shares a common account-level relational data model.

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BENEFITS

Deploy transfer rate query capability to loan officers to help them query current rates while structuring transactions.
Schedule calculation of transfer rates on standard instruments. Choose from 12 possible methodologies to set the appropriate level of precision using the same rate engine as Oracle Financial Services Funds Transfer Pricing. Incorporate instrument characteristics, user-driven yield curves, and industry standard prepayment expectations to derive the final transfer rates.
Calculate the transfer rate for custom instrument cash flows in real time. Enter cash flows for customer-specific transactions via a Web-based spreadsheet, and receive a custom transfer rate in real-time.
Incorporate product-specific risk and allocated expense adjustments into the loan-pricing query, providing loan officers with a complete picture of profit and loss for a proposed deal.