Today’s highly volatile financial services market is forcing companies across the financial services industry to place renewed emphasis on the measurement of financial risks and on ensuring that returns are commensurate with the risks taken. Greater insight into an integrated view of balance sheet risks and returns represents a key strategic differentiator for financial services as they implement strategies to manage risk while maximizing shareholder value.
Oracle Financial Services Asset Liability Management Analytics (OALMBI) is designed to provide timely and actionable insight for managing interest rate and liquidity risk and provides transparency into critical issues.
Oracle Financial Services Asset Liability Management Analytics leverages the market-leading Oracle Business Intelligence Suite, Enterprise Edition Plus (OBIEE) platform—a next-generation analytics platform that fully leverages existing data warehouse and BI investments. OALMBI helps financial institutions manage interest rate risk more effectively by:
Monitoring historical interest rates, rate spreads and interest rate forecasts
Measuring and analyzing key indicators of interest rate risk including: re-pricing and liquidity gaps, market value and duration of equity, income simulation, value at risk and stochastic earnings relative to policy limits
Evaluating and monitoring detailed assumptions used in generating your asset liability management results as well as audit details