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Banking Applications

WHY ORACLE

ONLY ORACLE DELIVERS THIS KEY FUNCTIONALITY

Why do 20 of the world's top 20 banks run Oracle?
Banks around the world rely on Oracle to help them streamline business processes, meet increasing regulatory compliance demands, and  improve cost efficiency, while providing greater value to customers. Now, with the combined strengths of Oracle Financial Services, Oracle E-Business Suite, Siebel, and PeopleSoft, Oracle provides the broadest functionality for helping banks effectively grow their businesses and optimize performance.

Oracle delivers solutions tailored to the banking industry
Oracle delivers a powerful combination of technology and comprehensive, preintegrated business applications—designed specifically for banks, and built with open standards. These industry-specific applications make it easy to understand why the world's top 20 banks rely on Oracle.

  • Only multi-channel sales, service, marketing, and transaction solution preintegrated with core banking
  • Only open-standards core banking solution, enabling new products, relationship pricing, and consolidation of existing systems
  • Most complete end-to-end risk and performance management solution, extending into business operations and anti-money laundering
  • World's leading financials solution for FSI with muti-GAAP, IFRS, and multi-book code processing
  • Only service-oriented architecture with a banking-specific data model and process library

Oracle Financial Services Solutions

Oracle Financial Services Software offerings are now part of Oracle's solutions for banking
Oracle Financial Services Software, a majority-owned subsidiary of Oracle, is a leading provider of banking solutions. Oracle FLEXCUBE is a complete banking product suite for retail, consumer, corporate, investment and asset management, and investor servicing. Oracle Daybreak helps banks reduce risk and increase productivity throughout the consumer-lending cycle. Oracle Reveleus delivers a suite of analytical applications for multi-jurisdictional Basel II compliance and risk management. The Oracle Mantas Behavior Detection Platform is the industry's most comprehensive solution for anti-money laundering, detecting risk, and enhancing customer relationships. And Oracle Financial Services Consulting offers a unique blend of business consulting, application management, and technology consulting services across business areas to global financial institutions.

CHOOSE YOUR SEGMENT

KEY OFFERINGS FOR BANKING

ONLY ORACLE OFFERS SIGNIFICANT BENEFITS

Business Drivers Oracle Enables You to With These Products
Become a Customer-Centric Bank
  • Drive intelligent customer interactions
  • Show a complete view of customers to your agents
  • Deliver multichannel campaign and offer management
  • Provide a single source of truth for customer data
Enable Flexibility to be Responsive to Market Needs
  • Provide process-driven solutions
  • Transform core banking processes
  • Support stand-alone lending and leasing solutions, with the only integrated front-to-back solution for consumer finance and commercial leasing
Make the Crucial Connections between Risk and Performance Management
  • Integrate Risk and Finance
  • Deliver Actionable Profitability Insight
  • Measure and Meet Risk Adjusted Performance Objectives
Innovate for Operational Effectiveness
  • Fully utilize employees as key company assets
  • Reduce operational risk with comprehensive financial management solutions
  • Manage projects more efficiently and effectively
  • Transform corporate procurement
Evolve to a Business Process-Driven Architecture
  • Deliver new banking services quickly to existing and acquired customers
  • Make real-time decisions with know-your-customer data across all channels
  • Secure client data against fraud, insider access, phishing, and identity theft
  • Selectively consolidate legacy systems onto open-standards platform
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