Enterprise Risk and Capital Adequacy for Financial Services
Now more than ever, financial institutions, their regulators, and their shareholders are focused on the need to measure and meet risk-adjusted performance objectives, price products to reflect their true risk, and better understand how their institution is impacted by threats to liquidity, capital adequacy, and exposure to market rate volatility.
Oracle’s solution for enterprise risk and capital adequacy spans credit, market, operational, liquidity, business, and reputation risk, enabling institutions to manage all their risk and provide necessary feeds for compliance-based reporting. The solution also allows you to optimize the deployment of capital based on the careful assessment of risk-adjusted performance and gives you insight into capital adequacy for meeting your regulatory and economic capital requirements under both normal and stressed scenarios.
ONLY ORACLE OFFERS SIGNIFICANT BENEFITS
Enables companies to gain a holistic view of risk, leading to superior decision making
Provides the ability to deploy stress-testing capabilities that are consistent across the enterprise
Unifies the risk identification, materiality assessment, quantification, stress testing and capital planning processes across the enterprise
Leverages legacy risk systems and outputs through common models and dashboards
Helps ensure adequate capital to meet current and future regulatory and economic capital requirements under baseline and stressed scenarios
Enables firms to optimize deployment of capital based on careful assessment of risk-adjusted performance
Enables companies to ensure compliance with emerging Basel III and Basel II ICAAP norms, or adopt best practices for ERM if you are not a Basel bank
KEY PRODUCTS FOR ENTERPRISE RISK AND CAPITAL ADEQUACY
Whether you start with one component or make a complete business transformation through analytics, Oracle enables you to build on your existing environment with an open-integration framework using standards-based middleware. These solutions enable you to speed time to market, reduce costs, and gain a competitive edge.
Oracle Enables You To Do
With These Products
Enterprise Risk Management and Robust Capital Adequacy Planning