Oracle Financial Services Liquidity Risk Management provides banks with the ability to efficiently and effectively focus on countering liquidity risk to the satisfaction of regulators, customers and shareholders alike. Oracle Financial Services Liquidity Risk Management is fully compliant with Basel III guidelines for liquidity risk management issued by BIS and delivers computations including liquidity coverage ratio, net stable funding ratio and funding concentrations. It enables banks to identify and assess liquidity risk under business-as-usual and stress behavior conditions and manage it by formulating and implementing appropriate counterbalancing strategies.
Additionally, it enables a detailed analysis of the liquidity risk measures through an exhaustive set of pre-built reports and dashboards covering all aspects of liquidity risk management including FSA specified reporting templates (FSA 047 – FSA 055).
Existing Oracle Financial Services Analytical Applications customers can further leverage their existing Oracle investments with this new application engineered to work with their existing risk and performance applications from Oracle Financial Services as well as other third-party solutions.
ORACLE FINANCIAL SERVICES LIQUIDITY RISK MANAGEMENT ENABLES YOU TO
Define business as usual and stress assumptions with ease and flexibility
Comply with Basel III guidelines by calculating the two minimum standards for liquidity through Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR)
Manage and create scenarios and shocks from a centralized repository to ensure definitional consistency across the enterprise
Assess the impact of stress scenario on the liquidity gaps individually and cumulatively
Enable contingency funding planning through a comprehensive set of counterbalancing actions
Analyze gaps across multiple dimensions and at the desired level of granularity
Understand positions and situations with an exhaustive set of pre-configured dashboards and reports
FINANCIAL INSTITUTIONS CAN ACHIEVE THESE BENEFITS
Address liquidity risk management across all domains, jurisdictions and entities
Meet regulatory requirements like Basel III: International Framework for Liquidity Risk Measurement, Standards and Monitoring and Principles of Sound Liquidity Risk Management and Supervision of BIS and Individual Liquidity Adequacy Standards of FSA
Achieve clarity on liquidity positions so that executive management can make accurate and well-informed liquidity management decisions
Develop contingency funding plans that are "tailor-made" to manage their unique liquidity hotspots
Gain 360° view of your institution's liquidity risk situation