Oracle Applications
- Oracle E-Business Suite

Oracle Lease and Finance Management

Oracle Lease and Finance Management provides end-to-end automation and a foundation for growth of your lease and loan portfolio. Designed for asset-based finance companies, Oracle Lease and Finance Management is a comprehensive application that leverages the power of the Oracle E-Business Suite to help equipment financiers increase revenues through using IT as a strategic differentiator, enabling them to implement and accomplish strategies to:

Expand business in existing and new markets
Focus on business relationships with customers, vendors and investors
Manage risk-based returns
Improve asset management capabilities

ONLY ORACLE LEASE AND FINANCE MANAGEMENT OFFERS SIGNIFICANT BENEFITS

Uniquely enables you to:	Via these capabilities:
Standardize and Control Global Financing Processes	Author contracts efficiently to reduce errors at activation and minimize clerical effort in downstream processes. Manage multiple assets within a single contract and manage transactions at the asset-level for better control of your operations. Configure rules-based restructuring and termination to minimize manual calculations and process intervention while enforcing standards. Integrate lease systems with general ledger accounting to generate journal entries and accounting automatically.
Drive Portfolio Growth in New and Existing Markets	Bundle your products and services to increase potential revenue per customer with peripheral offerings. Configure financial products to offer your customers a wide range of lease and loan options. Adapt your accounting globally to support the pursuit of new business opportunities in any country.
Strengthen Business Partner Relationships	Capture data in one location to view all business partner information from a single record. Configure billing and collections to deliver bills based on customer requirements or circumstances. Provide self-service to customers and vendors to lower operating costs while improving business relationships. Increase customer satisfaction with easy account access and control with web-based customer self-service while enforcing your business rules and reducing cost. Utilize web-based vendor self-service to enable vendors to shorten service times for their customers. Integrate customer contracts and investor agreements to ensure timely, accurate management of contracts sold to investors.
Control Credit, Operational & Statutory Risks	Diversify risk with syndication and securitization partners to limit exposure to industry uncertainty and eroding assets values while generating fee income. Maintain adequate asset insurance to protect against unforeseen adverse events to assets. Manage sales and property tax to minimize compliance risk. Share risks with vendors to limit exposure from vendor-originated deals.