Complete intelligence requires a unified data foundation, platform, and applications for integrated risk, performance, customer insight, compliance, and reporting. Full management and regulatory reporting enables iterative adoption while delivering immediate benefits.
Transform your customer engagements with targeted and actionable analyses that can help you make timely and relevant decisions in a rapidly evolving marketplace.
Establish a single measure of risk across the organization and obtain a comprehensive view of risk and performance.
Boost the ability to drive growth, transform customer experience, and streamline compliance while reducing risk. Get extreme insight to make the most of your data—all of it.
In this regulation-heavy and capital-constrained post-crash era, the asset and liability committee (ALCO) is a bank’s most important risk-management organization. Read ALCO and get the latest views on risk, regulatory, and finance issues as well as financial markets developments that will shape best practices in bank balance sheet risk management.
Although it’s been a decade since the global financial crisis, banks still face challenges in establishing long-term profitable balance sheet models that serve the parallel needs of customers, shareholders, and regulators. With so many headwinds—whether regulatory pressures, the strained global interest rate environment, or intense competition within the industry and from new entrants—banks are redoubling their efforts to try and deliver ROE numbers, similar to those seen during pre-crisis years.
To achieve this objective, banks realize it cannot be delivered using the historical reactive approach and now accept that a far more proactive stance to balance sheet management by the treasury, risk, and finance triumvirate is needed. To fulfill those balance sheet visions will require questioning the status quo and the willingness to explore new approaches and perspectives across the ALM discipline.
“When we saw the Oracle strategy and data model, we realized that we could spend another three to five years building it ourselves or we could partner with Oracle and instead spend time getting the right things in it to build our business.”David Cole, Senior Vice President, Regions Bank
“The single biggest learning that we had from this data transformation is to take your data really seriously and use this opportunity to make your data sourcing as simple as possible.”A R Ganesh, General Manager, ICICI
“We knew that if we put our data quality and customer data into the Oracle AML model, we would then be able to use that for our regulatory reporting and further enhance our general ledger.”David Lesser, SVP, Raymond James
“By migrating our OFSAA instances to an Oracle Exadata platform, what we could see is that the calculation times have halved now compared to the previous installations.”Vanja Tokic, Head of IT Delivery Controlling, Raiffeisen Bank International
Ambreesh Khanna, group vice president of Oracle Financial Services Analytical Applications, discusses data compliance challenges.
Five AML trends to watch and opportunities for action in 2018.
Learn how Oracle and PwC meet Bank of Valletta's regulatory compliance needs.
This survey addresses the key challenges of the fundamental review of the trading book (FRTB) implementation and compliance. It further examines the complexity of managing and collecting all the data required to adequately comply with the FRTB rules.