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ConnectOne Bank

Customer Viewpoint—ConnectOne Bank

Bank Note

ConnectOne Bank is using cloud analytics to better understand which loan products, deposit services, and financial management expertise it can offer to a new generation of customers.

ConnectOne Bank logo


Digital Redux

ConnectOne Bank uses Oracle Financials Cloud analytics to find new ways of delivering better client service to millennial business owners—one of the bank’s newest and fastest-growing customer segments.

10% faster audits using cloud apps


Grow Fast. Spend Less.

“Our vision is to become one of the fastest-growing banks in the country and maintain the highest efficiency in the industry.”

—Neil Martucci, SVP/Controller, ConnectOne Bank

Co-Opting Fintechs


Co-Opting Fintechs

“At first, we were really worried that the fintechs were going to drive us out of the market. But now, we’re actually looking to partner with some of them and are adapting our business model so we can anticipate the needs, timelines, and expectations of this new, millennial generation of customers.”

—Neil Martucci, SVP/Controller, ConnectOne Bank

22 branches now run and share detailed financial reports and track performance


Right Mix

Despite the threats of a sluggish economy, floating interest rates, and a harsh, post-recession era regulatory environment “...running analytics in the cloud has helped us identify the right mix of products and services to help both our business and our clients’ businesses succeed.”

—Neil Martucci, SVP/Controller, ConnectOne Bank


Financials Reporting Platform

Financials Reporting Platform

“By integrating Oracle ERP Cloud with Oracle EPM Cloud, staffers at every one of our 22 branches can now run detailed financial reports to help ensure they’re staying on track with performance targets.”

—Neil Martucci, SVP/Controller, ConnectOne Bank



Margin Monitor

“The greatest benefit of using the cloud to manage our financials has come from analytics. If our net interest margin is down in a certain category, we can immediately drill down into the data, see what the issue is, and then quickly make an adjustment to correct it.”

—Neil Martucci, SVP/Controller, ConnectOne Bank

43% more efficient