Digital Insurance Platform

Deliver insurance solutions and digital customer experiences that build your customers’ confidence and loyalty with an insurance management system. Easily roll out new offerings, implement necessary changes from your sales channels to the back office, and get real-time analytics to better understand your business.

Transform your finance operations for real-time data, a faster financial close, compliance, and improved analysis.

Humana and Blue Shield of California: How a cloud-first strategy facilitates claims processing

Explore the journey of migrating to the cloud for better claims processing and adjudication.

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Oracle Health Insurance is noted by Celent for having the greatest breadth of functionality

Explore Oracle’s digital insurance platform—an XCelent Award winner for health policy administration systems.

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Enroll faster, earn trust, and grow market share with cloud insurance software

Create health insurance journeys with the transparent, personal service your members expect

Deliver a great experience for members. Simplify enrollments, premium billing, and claims adjudication with a digital insurance platform. Administer and automate new provider contract models so your members benefit from lower costs and a higher quality of care.

Explore Health Insurance Solutions

Efficiently run your life and annuity insurance for individuals and groups

Consolidate underwriting, policy processing, billing, and claims for individual and group insurance, all on a single insurance management system. Streamline operations to reduce operational costs, and gain flexibility to adapt quickly to changing business needs.

Explore Life Insurance Solutions

Bring speed, consistency, and reliability to your bancassurance services on a digital insurance platform

Easily support the entire bancassurance lifecycle with real-time connectivity between banks and insurers to accelerate every step of the process, from point of sale to policy servicing to commission reconciliation.

Explore Bancassurance Solutions

Sell and service policies on your customers’ channels of choice

Automate processes and deliver tailored policyholder responses, while balancing self-service and assisted customer service models on a digital insurance platform. Allow customers to buy insurance and receive service when and where they need it.

Explore Customer Experience Solutions
Datasheet: Oracle Insurance Data Exchange

Improve speed of service with Data Exchange Technology—one of the largest integration-as-a-service exchanges that connects insurers with producers, banks, and service providers in real time.

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Datasheet: Oracle Documaker Desktop

Create powerful, persuasive, and effective communications—an adaptive enterprise document automation solution for excess and surplus and specialty insurance lines that offers efficient, cost-effective policy creation, retrieval, and web capabilities.

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“Oracle Health Insurance enables flexibility for our business, while allowing for growth and change while we are undergoing that transformation.”

Deborah Norton

CIO and Senior Vice President, Operations, Harvard Pilgrim Health Care, 2020

Streamline your back office to empower your workforce with an insurance management system

Get your bills out on time and on contract—every time

Enhance the experience for your members. Help them gain operational efficiency by managing pricing, billing, and collections for exchange, individual, group, government, and ASO with stop loss using a single core insurance management system.

Explore Revenue Management and Billing

Take a strategic approach to IFRS 17 and LDTI compliance

Meet global regulatory requirements with an approach that incorporates risk assessments as part of your compliance strategy. Link data, models, systems, and processes between actuarial and accounting functions and review analytical requirements without the need to build integrations between various point solutions.

Explore IFRS 17 and LDTI Solutions

Find the right talent and centralize HR operations across the business

Recruit, develop, and motivate the people who will move your business forward. Build an employee experience to attract the next generation. Manage compliance requirements and make better decisions with a single source of truth for HR data.

Explore HCM for Financial Services

See how our customers experience Oracle Insurance software

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Resources for insurance software solutions

IDC Research: Trends in Digital Transformation and Member Engagements for Health Insurers

Understand how a cloud-based architecture for your core insurance management system and mobile health platform can modernize operations, enable better member understanding, and help predict risk.

Oracle Named a Leader in the 2021 Gartner® Magic Quadrant for Life Insurance Policy Administration Systems, North America

Oracle was cited for a wide internal ecosystem of complementary products and preintegrated services such as risk, finance, and customer experience.

Oracle a Winner in Celent Health Policy Administration Systems Report

Celent named Oracle a winner in its Health Policy Administration Systems: 2020 XCelent Awards. Among the 22 health and medical product insurance management systems reviewed, Oracle Health Insurance earned the award for having the greatest breadth of functionality.