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Payment processing for restaurants

Payment processing normally comes with hidden fees and fixed contracts; processing fees can get very expensive depending on the payment type. We're making payments less painful with Oracle Payment Cloud Service. Our end-to-end payment processor solution includes a fixed-rate fee, month-to-month terms, and no hidden charges. Your customers can pay with debit or credit cards, Apple Pay, Samsung Pay, or Google Pay—and you never pay extra.

Why make Oracle your payment processor?


Accept contactless payments

Let customers pay however they want: debit or credit cards, Apple Pay, Samsung Pay, or Google Pay.


No hidden service fees

Oracle Payment Cloud Service fees are fixed with no hidden service or convenience fees, unlike other merchant or payment processors.


Month-to-month terms

Flexible terms, and no annual contract. If you're not selling food, you're not paying payment processor fees.


One support team

With Simphony POS and Oracle as your payment processor, you have a single support team 24/7/365.


Secure and reliable

Oracle Payment Cloud Service has the highest security standards and end-to-end encryption, and is PCI DSS-compliant.

We've simplified restaurant payment processing with simplified fees and terms.

Grow your restaurant with Simphony POS and Oracle Payment Cloud Service

Manage your entire restaurant in the world's most secure cloud. Simphony is built for ambitious restaurateurs who want to grow. Start with Simphony Essentials, our POS for small business platform, then upgrade to Simphony Plus for multilocation restaurant management.

Get a new payment device and POS hardware for $1 each

Dated restaurant technology is disappointing to staff and customers. Give customers contactless payment options, better service, and instant payment processing with Simphony. Upgrade today and get a brand new payment device and POS tablet or terminal for just $1 each.

Restaurant management your way

Each restaurant is unique. Whether you're just starting out or opening your next location, we offer several technology and installation options to meet your budget. And with our fixed-fee payment processor service, you’ll never have to guess how much your monthly fees will be.

Manage your restaurant online

Running a restaurant is a 24/7 job, but we all need work-life balance. With Simphony POS and Oracle's payment processing cloud service, you can see every sale—from checkout to bank account—on your mobile device. So go to the gym or the soccer game…we've got you covered.

Fixed payment processing fees

While an interchange-plus model may sound like a low-cost option, it introduces card-processing fee uncertainties. Depending on the card type used, interchange fees can be higher than expected—some in excess of 3%.

With our fixed rate model, Oracle assumes the risk of fee fluctuations and gives you reliable payment processing costs.

Get all your restaurant data on a single reporting and analytics dashboard

Oracle Payment Cloud Service is integrated out of the box with Simphony POS so all your transactions, roundtrip payment data, and associated costs are in a single restaurant analytics dashboard.

This means front-of-house managers and the back-office team are in alignment regarding sales and bank deposits (settlements) and profits.

One support line for everything

With Simphony and Oracle Payment Processing Cloud Service, you have a single line of support for your entire restaurant operation, from setting up your menu to getting funds in your bank account.

Never play phone tag with your payment processor or POS again.

Simphony is an ideal POS system for restaurants such as Cabana Burger who are looking to deliver an exceptional online ordering and delivery experience
Panini uses Simphony to improve their speed of service by reducing wait times and offering online ordering, contactless pickup, and delivery
Efficiency is key to success for casual dining restaurants such as Zaks. Choosing Simphony reduces wait times, cost, and food waste
A premium guest experience is essential for full-service restaurants like MASH, which use Simphony to connect table service with kitchen operations
Mexico's largest franchisee of Burger King and Church's Chicken shares how running everything from Simphony POS provides a single source of truth
See how our durable, spill-resistant point-of-sale hardware and cloud-based software keeps bars, pubs, cafés, and clubs running around the world

Chat with us today about better payment processing options

Accept digital payments from customers, control your payment processor fees, better predict cost of goods sold, and consolidate the number of support teams you have to interact with. Talk with an Oracle Payment Processing Cloud Service expert today.