Oracle’s retail banking solutions boost your ability to innovate and respond with speed and agility by moving core functions to a cloud-first model. Deepen loyalty and trust by delivering customer-centric digital banking and operational intelligence across your middle and back offices.
Mizuho Bank modernizes its core banking system with Oracle solutions to support critical functions, enjoying the benefits of a high level of straight-through processing for deposit operations and cash management services.
Gartner has recognized Oracle as a top core banking platform provider, with its complete retail banking solution suite that provides next-evolution capabilities—from a modern core to comprehensive business processes to an intuitive and engaging digital experience.
Oracle provides an omnichannel, core-agnostic digital banking platform that comes with extensive ready-to-use retail, corporate, and small and medium-size enterprise (SME) banking functionality.
Build authentic relationships with customers in any digital channel with interactive product catalogs, seamless onboarding, and hybrid customer service, leveraging intelligence at every step.Explore Digital Banking
Go to market faster with customized and relevant deposit products, allowing for easy interest rate configuration. Originate loans across channels and shorten time to decision through automated processes and integrated analytics.Explore Deposit and Lending Solutions
Offer each customer the best options to repay past due loans, based on loan characteristics and market conditions. Restructure your collection strategies to reduce risk and increase recovery rates.Explore Enterprise Default Management Solution
Make better pricing decisions by centralizing pricing and revenue management across products, geographies, and customers. Build pricing that increases customer retention and loyalty.Explore Revenue Management Solutions
“The market is changing—and our customers demand more flexible finance options.... We needed to upgrade our legacy system—and Oracle Financial Services Lending and Leasing delivered.”
Director, Product Management and Analytics, Kubota Credit Corporation
Centralize your core banking operations on a single retail banking platform that manages front-office interactions, back-office transaction processing, and customers’ digital retail banking experiences.Explore Core Banking Platforms
Integrate and share data securely with third parties such as fintechs to deliver the new retail banking products and experiences your customers demand.Explore Ready-to-Deploy Banking APIs
Provide payment options to customers where they are and when they want—while meeting their expectations for immediate processing.Explore Payment Solutions
Create new revenue opportunities and give your customers better purchasing power by offering flexible financing options that are embedded in a variety of purchasing moments.Explore Asset Finance Solutions
Close communication loops with your customers using consistent, multichannel communications that adhere to your brand and comply with corporate and regulatory guidelines. Reach out to customers with messages that are tailored to their needs.Explore Customer Communications Management
“The Oracle Banking suite, with its microservices, API-ready platform, and short implementation time, fits perfectly into our technology roadmap.”
Founder and CEO, W1TTY
Tushar Chitra, Product Strategy and Marketing, Financial Services, Oracle
Building a successful digital bank starts with having a cloud-ready component blueprint, relentless focus on superior customer/channel/product experiences, and creative thinking. Incorporate functional richness agile enough to evolve alongside changes in the market and organizational needs.Read the complete post
A digital core banking platform is essential for navigating the continual shifts in banking.
We launched the FinServ Café to provide a frequent, virtual forum for industry thought leaders and product experts to connect and discuss what’s being done today to strengthen resilience and accelerate transformation across the financial services industry.
The banking-as-a-service (BaaS) model, powered by application-programming interfaces (APIs), allows any financial institution to make the most of its specialization and share its expertise. API banking technology has opened the door for greater collaboration between incumbent banks and innovators to meet and exceed customers' expectations.
Oracle has been recognized as a top core banking platform provider by Gartner with its complete retail banking solution suite that provides next-evolution capabilities from a modern core to comprehensive business processes to an intuitive and engaging digital experience.