Oracle Banking Platform
Oracle Banking Platform reduces the complexity and cost of technology and helps banks drive innovation with progressive transformation, industrialize business processes, adopt new distribution strategies, and implement key enterprise capabilities from their core.
Transform your banking architecture progressively based on business priorities.
Explore Oracle Banking Platform’s features
Deployment
Benefit from deployment flexibility and a high level of configurability with a modular, component-based design and an open, standards-based middleware.
Operations
Support multiple brands, entities, currencies, languages, and time zones with a single banking platform.
Strategy
Choose from multiple progressive transformation models to mitigate the risks of replacement. Build a flexible service hub with multiple sourcing strategies.
Business
Leverage a business process–based architecture with predefined processes that represent industry-leading practices.
Lifecycle
Manage the complete lifecycle of different products. Create product bundles, and improve cross-selling and upselling.
Catalogs
Build and manage product catalogs. Leverage out-of-the-box rules and templates to streamline consistency management.
Pricing
Drive greater pricing flexibility; easily configure pricing parameters, and tailor pricing for customers.
Single banking platform
Leverage a single core banking platform for multibrand and multiproduct omnichannel originations with straight-through processing to unify, simplify, and accelerate the lending process.
Coverage
Originate multiple products (both in-house and third-party), bundle products, and tailor pricing.
Data management
Reuse customer information with an enterprise wide data integration.
Straight-through processing and automation
Reduce redundant back-office functions with straight-through processing, integrated workflows, and automation.
Why choose Oracle’s core banking platform?
01Transform progressively
Leverage a risk-mitigated transformation approach. Add or upgrade components selectively.
02Drive customer centricity
Deploy enterprise-grade processes and capabilities to deliver customer centricity.
03Expand and grow
Support multiple brands, entities, and currencies. Tap into new segments and markets.
Banking in 2025: SMB banking can be key to market leadership
Tushar Chitra, Vice President, Product Strategy and Marketing, Oracle
The retail and corporate/wholesale banking segments have dominated the focus and investments of the banking industry. In the coming decade, however, serving the needs of an evolving segment of small-to-midsize businesses (SMBs) can offer banks significant opportunities for growth and revenue. Explore how a redefined value proposition with customized and integrated offerings can help banks win in this segment and drive market leadership in banking in 2025.
Read the complete postResources on Banking Platform
Financial services documentation
Oracle offers a wide range of documentation and tutorials that will help you learn more about Oracle Banking Platform. You'll find all these resources and more in the Oracle Help Center.
Oracle communities
Get and share information, questions, and comments about the latest technologies.
Additional banking solutions
Oracle Banking Digital Experience
A modern digital banking platform designed for today’s customers
Oracle Banking Payments
Optimize payments with a unified payments processing platform
Oracle Banking Enterprise Default Management
An enterprise default management solution designed to improve collections and reduce credit losses
Oracle Deposit and Lending Solutions
Optimize service, productivity, and reduce the cost of back-office processing
Get started with Oracle Banking Platform
Watch our webcasts
Discover live and on-demand webcasts that explore financial services topics in depth.
Subscribe
Keep up with the latest trends across the financial services landscape.
Contact sales
Talk to a team member about Oracle Banking Platform.