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Oracle Financial Services Lending and Leasing Cloud Service

Cloud-Based Lending and Leasing

Comprehensive, purpose-built solution that provides a modern, enterprise platform to support the entire lending and leasing process on the cloud of your choice.

  • Configurable workflows facilitate seamless processing across originations, servicing and collections.

  • Simplified user interface allows faster processing.

  • From lease to loans to lines of credit, the solution cuts across product lines.

  • Choice of deployment options from cloud to on premise make it easy for your business to thrive.

 

Comprehensive Lending and Leasing System

Comprehensive Lending and Leasing System

  • Built on configurable processes for the complete lending lifecycle, including origination, servicing, collections and asset management
  • Predefined finance processes with global best practices optimizing the customer experience
  • Robust business rules engine for each business process adhering to the financial institution's internal practices and policies

Quick and Consistent Originations

Quick and Consistent Originations

  • Allows lenders to accept, process, and decision credit applications in a paperless mode
  • Delivers quick credit scoring and automated decision making
  • Provisions configurable credit guidelines to ensure regulatory compliance
  • Supports flexible workflow management for each stage in the lender's underwriting processes
  • Provides robust pricing strategies to drive market share and profitability

Seamless Servicing

Seamless Servicing

  • Allows the lender to manage all customer information in a centralized location
  • Simplifies the customer service and management processes with a single source of truth
  • Manages unified customer record with a common customer relationship view across products
  • Supports a comprehensive transaction engine to process automated transactions
  • Enhances better customer service and resolves customer requests

Robust Collections

Robust Collections

  • Provides comprehensive functionality to support specialized collection-related activities
  • Tracks all occurrences and related histories associated with specialty collection activities
  • Allows a detailed, 360-degree customer view of credit and repayment history with the lender
  • Maintains detailed history of customer contacts, promises-to-pay, and follow-ups

Enhanced User Experience

Enhanced User Experience

  • Self-service options for consumers
  • Support for third-party interfaces
  • Seamless transition across channels
  • Compatibility with credit bureau agencies, asset valuation guides, and credit-card payment interfaces
  • Paperless workflow with dynamic work queues that can be tracked, analyzed, and audited

State of the Art Technology

State of the Art Technology

  • Service-oriented architecture (SOA) with a browser-based user interface
  • Back-end relational database, with a middle tier of business components
  • Provides a high level of configurability by using open standards-based middleware
  • Combines a robust technology platform and extensive experience in the industry
  • Supports your business with predefined processes that represent industry best practices.

Secure and Enhanced Data Movement

Secure and Enhanced Data Movement

  • Supports seamless data file integration, optimizing performance and enhancing data retrieval response times.
  • Provides secure, high-performance tools to move data back and forth between Oracle Cloud and the customers' on-premises environments

Comprehensive Deployment Architecture

Comprehensive Deployment Architecture

  • Provides customers with a cloud environment that includes multiple instances for configuration, testing, production, and disaster recovery.
  • High-availability environment minimizes risk to business due to system downtime
  • Cloud offering built on Oracle's highly elastic, simple and, secure cloud platform
  • Designed specifically for lending and leasing business

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