Working Capital Optimization Made Easy
Oracle Banking Supply Chain Finance is a comprehensive, digitized, end-to-end, front-to-back solution that supports the full lifecycle of supply chain finance and factoring across receivables and payables, offering supplier- and buyer-centric financing. Also available as a cloud service, it gives corporate banks the flexibility needed to help their clients optimize working capital and reduce transaction risk.
Solution Overview
- One-stop solution for factoring and supply chain finance funding structures
- End-to-end coverage for bouquet of pre- and post-shipment supply chain finance products
- Fully digitized counterparty enrollment’
- Embedded machine learning (ML)
- Robust risk management
- Flexible deployment options: on-premises or Oracle Cloud
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Product Features
Open all Close allSingle, Unified Supply Chain Finance and Factoring Solution
- One-stop solution for a wide variety of financing options, including reverse factoring, supplier finance, payable finance, receivable finance, and more
- Process automation for disbursement and repayment of the financing based on preconfigured parameters
- Fully parameterized engine for auto reconciliation of outstanding invoices and finances with payments
- Invoice and PO lifecycle management
Powered by Machine Learning
- Automatic data capture from scanned invoices to reduce manual effort and time
- Manual enrichment/correction of data to further train the machine learning model
Quick Counterparty Enrollment and Management
- Specialized portal for counterparty enrollment
- Easy upload of required KYC documents
- Prebuilt approval and authorization flows for new counterparty onboarding requests
Smart Reconciliation
- Parameter-driven reconciliation engine
- Multiple reconciliation options: one-many, many-one, etc.
- Invoice–payment reconciliation and finance-payment reconciliation
- Generic reconciliation configuration based on first-in, first-out (FIFO), last in, first out (LIFO), highest amount, first out (HAFO), least amount, first out (LAFO) logic
- Parameter-based decision making for autoliquidation of financed or nonfinanced invoices
Robust Risk Management
- Supports various limit types, including credit cover, concentrate, advance payment , invoice , finance, recourse, and more
- Pool-based limits definition for effective limit utilization/sharing between two different entities
- Configurable dashboards, reports, and analytics for real-time exposure tracking and monitoring
- Trade credit insurance based limits configuration for managing default risk
- Dedupe checking to identify duplicate invoices and funding cap
Superior Omnichannel Experience
- Self-service capabilities when paired with Oracle Banking Digital Experience
- Web-based portal access for business partners
- Streamlined, intuitive user interface
Instant Impact
- Up and running in minutes with no upfront costs
- Available from anywhere, anytime
- Usage-based pricing—only pay for what you need
- Autoscaling based on live usage
Always Modern
- Always-on upgrades
- Continuous enhancements
- No programming customization; just configuration
Continuous Protection
- Near-zero downtime for updates
- Multiple availability domains for continuous operations
- Faster time to resolution
- World-class security and compliance
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