Oracle Banking Enterprise Originations

Frictionless Originations for Digital Success

Oracle Banking Enterprise Originations enables banks to move from product-centric to customer-centric services, simplifying origination processes and delivering frictionless customer experiences.

Banking Enterprise Originations

 

Single Platform for Multi-Product Origination

Single Platform for Multi-Product Origination

  • Supports origination of single product, multiple product and bundled propositions
  • Origination of both liability products and asset products
  • Originate non-bank/3rd party products

Centralized Pricing

Centralized Pricing

  • All known customer data utilized to recommend a price
  • Sophisticated rules engine to determine the final price recommendation
  • True relationship pricing at the point of sale

Seamless Multi Channel Experience

Seamless Multi Channel Experience

  • Common platform for both users across assisted and self-service channels
  • Seamless transition from one channel to another
  • Convenience of self-service channels

Standalone Deployment & Third Party Integration

Standalone Deployment & Third Party Integration

  • Creation of accounts possible in 3rd party systems
  • Ability to use data from 3rd party during application capture, underwriting and credit assessment
  • Relationship based pricing even when working with 3rd party systems

Electronic Data Management

Electronic Data Management

  • One time data capture of documents, dispatched and stored electronically
  • Integration with content management system for inbound & outbound document storage and retrieval
  • Pre-fill of document templates

Integrated and Automated Workflow

Integrated and Automated Workflow

  • Integrated workflow for application processing
  • Configurable rule based process orchestration
  • Work queues and escalations

Enterprise Wide Data Integration

Enterprise Wide Data Integration

  • 360 degree view of the customer relationship
  • Customer based approval processes as opposed to product based approval processes
  • Complete reuse of customer information

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