Oracle Banking Payments

Get Real-Time Payments

Oracle Banking Payments is designed to thrive in an environment of disaggregated systems and messaging standards while delivering instant gratification, real-time capability, and lower cost per payment for both retail and commercial businesses.

Improve visibility and agility with unified payment processing.

 

Built on ISO 20022 Standard Messaging Framework

Built on ISO 20022 Standard Messaging Framework

  • Harmonize standards for payments across operational silos and external market infrastructure
  • Encourage interoperability, lower costs, and reduce risk
  • Reduce complexity, gain flexibility and scalability
  • Provide seamless control over payments data for analytics and fraud prevention
  • Gain compliance with regulations

Transform with Real-Time Payments

Transform with Real-Time Payments

  • Support real time payment settlement into the account and ensure 24/7/365 availability
  • Achieve need for frictionless and responsive commerce
  • Improve customer experience and achieve faster reconciliation
  • Achieve instant processing and acknowledgement

Streamline and Centralize Processes

Streamline and Centralize Processes

  • Gain faster time to market while implementing new services
  • Improve efficiency with unified processing and monitoring
  • Benefit operationally from a single-window payment view of transactions
  • Improve services and productivity through visibility of the entire customer relationship

Digitize and Automate Processes

Digitize and Automate Processes

  • Cut down operational cost and improve straight-through processing
  • Gain visibility into liquidity position throughout the day
  • Provide better financial control and accuracy in liquidity
  • Automate payment routing to settlement networks

Maintain Visibility into Performance of Business Transactions

Maintain Visibility into Performance of Business Transactions

  • Enable informed decision making with high fidelity insights
  • Improve visibility of payment transactions with unified payment processing
  • Maintain complete control over payments data

Minimize Risks and Frauds

Minimize Risks and Frauds

  • Improve exposure to credit risk and treasury management
  • Monitor and control suspected transaction patterns

Gain Superior Customer Experience

Gain Superior Customer Experience

  • Drive instant gratification
  • Benefit from a unified processing across channels
  • Provide transaction visibility and predictability

Transition from Siloed Complexities to Enterprise Hub

Transition from Siloed Complexities to Enterprise Hub

  • Handle multicurrency, multiproduct, and multicountry operations with the least complexity
  • Achieve standardization with prebaked business processes for payments
  • Drive efficiency through centralized monitoring and control

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