Payment processing for restaurants
Payment processing from Oracle just got better. The Oracle MICROS Simphony mobile order and payment processing solution puts a full restaurant POS with contactless payment in the hands of every server. With our all-in-one mobile solution you get simple transparent payment terms with no hidden fees, a single line of support for your entire operation from POS to payment disputes, and the power of Simphony in the palm of your hand.
Learn how Big Boy reduces costs and improves efficiency with Oracle Payment Cloud Service and inventory management technology.
Why make Oracle your payment processor?
Accept contactless payments
Let customers pay however they want: debit or credit cards, Apple Pay, Samsung Pay, or Google Pay.
No hidden service fees
Oracle Payment Cloud Service fees are fixed with no hidden service or convenience fees, unlike other merchant or payment processors.
Month-to-month terms
Flexible terms, and no annual contract. If you're not selling food, you're not paying payment processor fees.
One support team
With Simphony POS and Oracle as your payment processor, you have a single support team 24/7/365.
Secure and reliable
Oracle Payment Cloud Service has the highest security standards and end-to-end encryption, and is PCI DSS-compliant.
We've simplified restaurant payment processing with simplified fees and terms.
Grow your restaurant with Simphony POS and Oracle Payment Cloud Service
Simphony is built for ambitious restaurateurs who want to grow. Mobile strategies can quickly eat into IT budgets, but with the Oracle MICROS Simphony mobile order and pay solution, you can start small and quickly grow to a multilocation restaurant using a single POS restaurant management platform.
Improve speed and service with Oracle MICROS Simphony mobile order and pay
Tight labor conditions can put a real strain on your ability to keep customers happy. The more guests a server can engage, the more orders and payments they can route. With a robust POS in the hands of every server, your operations will be faster and more efficient—no matter where you interact with your customers.
Offer contactless payment and control costs
Giving customers a choice in how they want to pay can mean large swings in payment processing costs. With Oracle, your customers can pay with debit or credit cards, Apple Pay, Samsung Pay, or Google Pay—and you never pay extra. Whether you’re accepting payment at the table or curbside, just flip our mobile order and pay solution to guest mode and allow customers to dip, swipe, or tap to capture payment and signature.
Manage your restaurant online
Running a restaurant is a 24/7 job, but we all need work-life balance. With Simphony POS and Oracle's payment processing cloud service, you can see every sale—from checkout to bank account—on your mobile device. So go to the gym or the soccer game…we've got you covered.
Fixed payment processing fees
While an interchange-plus model may sound like a low-cost option, it introduces card-processing fee uncertainties. Depending on the card type used, interchange fees can be higher than expected—some in excess of 3%
With our fixed rate model, Oracle assumes the risk of fee fluctuations and gives you reliable payment processing costs. Our standard rates are transparent and very competitive.
- Card present, non-American Express: 2.2% + $0.15
- Card not present, non-American Express: 2.8% + $0.18
- American Express card: 3.0% + $0.15
- Dispute fee: $15
Get all your restaurant data on a single reporting and analytics dashboard
Oracle Payment Cloud Service is integrated out of the box with Simphony POS so all your transactions, roundtrip payment data, and associated costs are in a single restaurant analytics dashboard.
This means front-of-house managers and the back-office team are in alignment regarding sales and bank deposits (settlements) and profits.
One support line for everything
With Simphony and Oracle Payment Processing Cloud Service, you have a single line of support for your entire restaurant operation, from setting up your menu to getting funds in your bank account.
Never play phone tag with your payment processor or POS again.
Customer success with Simphony
Chat with us today about better payment processing options
Accept digital payments from customers, control your payment processor fees, better predict cost of goods sold, and consolidate the number of support teams you have to interact with. Talk with an Oracle Payment Processing Cloud Service expert today.