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Payment processors for high-growth restaurants

Payment processors normally come with hidden fees and fixed contracts, and processing fees can get very expensive depending on payment type. We're making payments less painful with Oracle Payment Cloud Service. Our end-to-end payment processor solution includes a fixed fee rate, month-to-month terms, and no hidden charges. Your customers can pay with debit cards, credit cards, Apple Pay, Samsung Pay, and Google Pay, and you never pay extra.

Why make Oracle your payment processor

Accept contactless payments

Let customers pay however they want: debit cards, credit cards, Apple Pay, Samsung Pay, and Google Pay.

No hidden service fees

Oracle Payment Cloud Service fees are fixed, with no hidden service or convenience fees, unlike other payment processors.

Month-to-month terms

Flexible terms, and no annual contract. If you're not selling food you're not paying payment processor fees.

One support team

With Simphony POS and Oracle as your payment processor, you have a single support team 24/7/365.

Secure and reliable

Oracle Payment Cloud Service has the highest security standards, end-to-end encryption and is PCI/DSS compliant.

Payment processing fees can vary greatly based on payment type. See how we're making payments less painful with simple fees and terms.

Grow your restaurant with Simphony POS and Oracle Payment Cloud Service

Your entire restaurant managed in the world's most secure cloud. Simphony is built for ambitious restaurateurs that want to grow. Start with Simphony Essentials, our small business platform, and upgrade to Simphony Plus for multilocation restaurant management.

Get a new payment device and POS hardware for $1 each

Get a new payment device and POS hardware for $1 each

Dated restaurant technology is disappointing to staff and customers. Give customers contactless payment options and better service, and instant payment processing with Simphony. Upgrade today and get a brand new payment device, and POS tablet or terminal for just $1 each.

Buy only what you need

Buy only what you need

Every restaurant is unique. Whether you're just starting out or opening your next location, we offer several technology and installation options to meet your budget. And with our fixed-fee payment processor service you never have to guess how much your monthly fees will be.

Manage your business online

Manage your business online

Running a restaurant is a 24/7 job, but we all need work-life-balance. With Simphony POS and Oracle's payment processing cloud service, you can see every sale, from checkout to bank account on your mobile device. So go to the gym or the soccer game; we've got you covered.

Never pay more than you expect

While an interchange-plus model may sound like a low-cost option, it introduces uncertainty for card processing fees. Depending on the card type used, interchange fees can be higher than expected (some in excess of 3%).

With our fixed rate model, Oracle assumes the risk of fee fluctuations and gives you reliable payment processing costs.

Get all your data on one reporting and analytics dashboard

Get all your data on one reporting and analytics dashboard

Oracle Payment Cloud Service is integrated out of the box with Simphony POS so all your transactions, roundtrip payment data, and associated costs are in a single reporting and analytics dashboard.

This means front-of-house managers and the back-office team are in alignment regarding sales and bank deposits (settlements) and profits.

One support line for everything

With Simphony and Oracle Payment Processing Cloud Service you have a single line of support for your entire restaurant operation, from setting up your menu to getting funds in your bank account.

Never play phone tag with your payment processor or POS again.

Customer Success with Simphony

Whether you run a local coffee shop or a global restaurant chain, Simphony gives you the freedom to customize your point of sale. Looking to sweeten the deal? Reward your most loyal customers with our easy-to-manage gifts and awards program. Simphony takes care of managing every aspect of your business. No more missing orders or delayed deliveries. Enjoy faster service, improved order accuracy, and streamlined service with Simphony.

Digital Dining and Delivery

Simphony is an ideal POS system for restaurants like Cabana Burger who are looking to deliver an online ordering and delivery experience that meets the highest customer service and brand standards.

Quick Service Restaurants

Panini uses Simphony to improve their speed of service. Simphony helps Panini reduce wait times by offering online ordering, contactless pickup and delivery, and purchasing via in-store QR codes.

Casual Dining Restaurants

Efficiency is a key to success for casual dining restaurants like Zaks. Casual dining restaurateurs choose Simphony to reduce wait times, cost, and food waste with a small IT footprint.

Fine Dining Restaurants

A premium guest experience in-house and online is essential for full-service restaurants like MASH. They use Simphony to connect table service with kitchen operations for flawless and efficient service.

Multibrand Franchises

Mexico's largest franchisee of Burger King and Church's Chicken shares how running multiple brands from a single POS platform gives them a single view of data and one version of the truth with Simphony Point of Sale from Oracle.

Bars, Cafés, and Nightclubs

Our durable, spill-resistant hardware and cloud-based software keeps bars, pubs, cafes, and clubs running around the world. Our portable touchscreens help servers send orders to bars and kitchens instantly, preventing errors and improving speed of service.

Sports and Entertainment

Simphony helps stadiums, arenas, and theme parks serve millions of customers per year. Simphony meets the needs of fine dining restaurants and concession stands alike, giving each venue a simple view of sales and inventory across all points of sale in real time.

Transportation Hubs

Simphony helps companies like HMSHost manage logistics for hundreds of food and beverage brands in airports and train stations. With Simphony, HMSHost moves employees between the hundreds of bars and restaurants they manage without additional training.

Chat with us about better payment processing options

Accept digital payments from customers, control your payment processor fees, better predict cost of goods sold, and consolidate the number of support teams you have to interact with. Talk with an Oracle Payment Processing Cloud Service expert today.