The subscription economy demands finance flexibility. Oracle Financial Services Lending and Leasing Cloud Service helps you offer multiple asset finance solutions to fuel new opportunities and increase profitability.
Oracle solves the embedded finance dilemma.
Evolve your asset finance offerings and grow your business.
Bring together all stakeholders and manage the complete finance lifecycle—from originations to collections and asset management—on a single platform.
Elevate customer experience, optimize pricing, and reduce risk with a comprehensive relationship view across all financial products.
Integrate and engage with the broader finance ecosystem with prebuilt API interfaces to credit bureaus, valuation guides, credit card payment companies, and more.
Ensure versatility with purpose-built and field-proven capabilities for diverse market sectors—including device, equipment, vehicle, consumer, and vacation ownership finance, electric vehicle (EV) battery leasing, and managed print services leasing.
Maintain contracts in different currencies in a single portfolio by defining transactional currencies and exchange rates. Support diverse and complex accounting regulations with robust and flexible accounting options.
Enable simple and seamless integrations with third-party applications, including those for payments, with extensive API capabilities that are essential to delivering an embedded finance experience.
Adapt finance programs to subscription-based offerings—including buy now, pay later and usage-based programs—with flexible workflows, advanced behavioral scoring, and Internet of Things (IoT) connectivity.
Enable the ability to create, manage, and track securitization pools alongside customer finance agreement management—essential capabilities for supporting device securitization in the telecommunications sector.
Support new business models and growth with multiple options to deploy in the cloud—including managed cloud services, SaaS cloud services, and hosting in the cloud
Integrate the solution into complex enterprise ecosystems rapidly with 600 REST API services and other integration tools.
Optimize automation with a robust business rules engine and configurable native workflows for end-to-end finance lifecycle management.
Accelerate origination with the capability to accept, process, and decision digital credit applications with a single data entry process. Enable and automate specialized collection-related activities. Boost productivity with automatic alerts and controls and real-time customer data.
Reduce the cost and burden of IT management with a single platform to manage the complete asset finance lifecycle.
Boost efficiency and customer relationships with extensive self-service capabilities via multiple channels to support basic updates and more complex functions, such as changing repayment schedules.
Leverage IoT functionality to improve asset management and support new finance models, such as subscription services.
Enable AI/ML-powered behavioral scoring and risk-based pricing capabilities to deliver improved profitability and lower credit risk exposure.
Improve your ability to meet internal and external compliance standards and controls with drill-down capabilities.
Oracle Financial Services Lending and Leasing Cloud Service has the versatility and functionality needed to support diverse markets—including device, equipment, vehicle, consumer, and vacation ownership finance as well as leasing for electric vehicle batteries and managed print services. It’s a purpose-built asset finance solution that is field-proven for each market.
Introduce flexible finance models and support device securitization with a single solution.
Adapt easily and quickly to changing equipment finance models and requirements.
Ensure a superior, frictionless experience for the customer, manufacturer, dealer, and lender—from originations through collections.
Expand consumer lending capabilities, reduce risk, and strengthen relationships with end-to-end asset finance software.
Manage the complete vacation ownership finance lifecycle and support emerging “as-a-service” models with a single platform.
Offer innovative electric vehicle battery leasing to fuel new opportunities while ensuring profitability.
Manage printer lease contracts efficiently and streamline usage tracking as well as equipment management.
Andrew Morawski, Senior Vice President and General Manager, Oracle Communications, Networks
Consumers of different generations are expecting their banking interactions to be seamless, and often digital. A recent report identified baby boomers as the fastest growing segment of fintech consumers—with use among those age 56 and older, doubling year-on-year to 79%. Discover how 5G technology provides that opportunity to accelerate digital banking.Read the complete post
Improve the customer experience with a modern, digital platform, enable flexibility that drives business growth, and increase productivity with automated processes and transactions.
Capitalize on growing subprime lending opportunities and reduce risk.
Adapt quickly to changing business and regulatory environments with Oracle’s asset finance solution, built on a highly elastic, simple, and secure cloud platform.
Experience the capabilities of our asset finance software.
Curious about our asset finance solutions? Speak with us today.
Discover live and on-demand webcasts that explore financial services topics in depth.