Cloud Banking Payments Solutions
Process payments in real time, anywhere, and at scale with Oracle’s digital payments solution—a unified payments hub built on the ISO 20022 framework. Optimize transaction efficiencies with a one-stop payments processing solution that caters to multiple payment types and supports SWIFT gpi for low-value cross-border payments.
Identify digital gaps and unlock the power of data in payments with a series of informative sessions.
Start transitioning to ISO 20022 to improve straight-through processing and enhance transition traceability.
Undergo digital payment transformation with a modern payments processing solution to thrive in an increasingly connected world.
Build a digital payments solution that adapts to changing customer needs
Reduce transaction costs and boost payment efficiency
Payment processing solution increases straight-through processing and lower your cost per payment with a single hub for processing and settlement. Use our built-in rules engine to automate complex processing and choose the best route for domestic and cross-border transactions, or specify your desired payment network.
Explore Banking Payments (PDF)Bring visibility to every transaction as you undergo payments modernization
Give your customers real-time views of their cash positions and payment status with rich analytics made possible by using SWIFT ISO 20022 as the open-payments standard in our digital payments solution.
Explore Payments Innovation (1:32)Build richer payment experiences with access to prebuilt APIs
Build your own partner ecosystem and offer new services that set your institution apart. From ERP integration to Siri and Alexa payments, tap into a library of more than 1,500 APIs built for Oracle’s banking suite.
Explore a New Approach to Payments (PDF)
“Having an ISO 20022 base data model is important to us. We have partnered with Oracle for more than a decade because they are at the forefront of payments innovation.”
Chief Data Officer, FBN Bank UK
Collaborate with a SWIFT-certified partner to meet compliance requirements and set your services apart from the crowd
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Make fast, frictionless, cross-border payments
Deliver borderless, low-cost account-to-account currency transfers from your own banking app or portal with our digital payments solution. Oracle’s support of SWIFT gpi for low-value payments opens up efficient cross-border payments to small and midsized companies.
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Meet the SWIFT gpi Universal Confirmations deadline
Universal Confirmations are the backbone of SWIFT’s payments innovation journey. Learn how to ease the migration to this standard and use it to improve interoperability.
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Move to ISO 20022 for easier cross-border payments
Provide high-quality, data-rich payments for your customers and stay ahead of compliance mandates by moving your payments platform to the ISO 20022 standard before the December 2022 deadline.
Discover how our customers experience Oracle Financial Services
Blockchain for global payments
Manas Pattanaik, Consulting Technical Manager, Oracle
As blockchain technology matures, enterprises realize that blockchain is not just for cryptocurrency. It’s a distributed ledger technology (DLT) which provides many real business benefits. The potential cost savings, efficiency gains, and improved customer experience the blockchain technology can create for the global financial market are so appealing that major financial institutions are investing millions in resources to research ways to harness the benefits of blockchain.
Read the complete postMore from the blog
- November 5, 2020 Decoding the Buzz: ISO 20022 – Prepare now to win with richer data in payments
- April 2, 2020 Driving payments innovation through SWIFT gpi universal confirmations
- August 27, 2019 Big doesn’t have to mean slow, for Open Banking
Resources for cloud banking payments solutions
Payments: Breaking away from the core
Learn how standalone universal payment hubs built on ISO 20022 can drastically reduce transaction costs and ensure banks remain at the forefront of innovation.
Where’s payments modernization headed?
In this interview with Finextra, Oracle experts discuss how cross-border payments are undergoing a massive transformation globally while SWIFT drives a broader payments modernization strategy.