Oracle Banking Payments Cloud Service

Process payments in real time, anywhere, and at scale with Oracle Banking Payments Cloud Service, a digital payments solution built natively on the ISO 20022 framework and available by subscription. Stay ahead of the game and optimize transaction efficiency with a one-stop payment processing solution that processes multiple payment types, is constantly updated to reflect scheme rulebooks and guidelines, and supports SWIFT gpi for low-value cross-border payments.


Oracle Financial Services Next-Gen Exclusives

Identify the digital gaps in your corporate banking system and unlock the power of payments data with a series of informative sessions.

Watch the sessions on demand

Rethinking transformation with ISO 20022

Start transitioning to ISO 20022 to improve straight-through processing and enhance transition traceability.

View the infographic (PDF)

Reimagining payments for a connected world

Transform your digital payments with a modern payment processing solution to thrive in an increasingly connected world.

Read the datasheet (PDF)

Build a digital payments solution that adapts to changing customer needs

Reduce transaction costs and boost payment efficiency

Oracle’s payment processing solution increases straight-through processing and lowers your cost per payment with a single hub for processing and settlement. Use our built-in rules engine to automate complex processing and choose the best route for domestic and cross-border transactions or specify your desired payment network.

Explore Oracle Banking Payments (PDF)

Bring visibility to every transaction as you undergo payments modernization

Give your customers real-time views of their cash positions and payment status with rich analytics made possible by using SWIFT ISO 20022 as the open payments standard in our digital payments solution.

Explore Payments Innovation (1:32)

Build richer payment experiences with access to prebuilt APIs

Build your own partner ecosystem and offer new services that set your institution apart. From ERP integration to Siri and Alexa payments, tap into a library of more than 1,800 APIs built for Oracle’s banking suite.

Explore a New Approach to Payments (PDF)

“Having an ISO 20022 base data model is important to us. We have partnered with Oracle for more than a decade because they are at the forefront of payments innovation.”

Santiago Castro

Chief Data Officer, FBN Bank UK

Collaborate with a SWIFT-certified partner to meet compliance requirements and set your services apart from the crowd

  • Make fast, frictionless cross-border payments

    Deliver borderless, low-cost account-to-account currency transfers from your own banking app or portal with our digital payments solution. Oracle supports SWIFT gpi for low-value payments, making efficient cross-border payments available to small and midsize companies.

    Explore cross-border payments (PDF)

  • Move to ISO 20022 for easier cross-border payments

    Provide your customers with high-quality, data-rich payments and stay ahead of compliance mandates by moving your payment platform to the ISO 20022 standard.

    Explore Payments Transformation with ISO 20022 (PDF)

Swift compatible payment

Discover how our customers experience Oracle Financial Services

Explore more customer stories
Payoneer helps millions of local freelancers and small businesses tap into the global economy
FBN Bank UK uses machine learning and intelligent algorithms to innovate on digital payments

Resources for cloud banking payments solutions

Payments: Breaking away from the core

Learn how standalone universal payment hubs built on ISO 20022 can drastically reduce transaction costs and ensure banks remain at the forefront of innovation.

Where’s payments modernization headed?

In this interview with Finextra, Oracle experts discuss how cross-border payments are undergoing a massive transformation globally while SWIFT drives a broader payments modernization strategy.