Deliver a smooth payments experience

Oracle Banking Digital Experience offers retail and corporate payment functionality across wearables, mobile, and desktop.

Execute payments on iMessage, voice-enabled payments like Siri and Facebook Messenger, and via chatbots.

Corporates can process international payments, bulk file uploads, recurring payments, bill payments, and manage billers on their fingertips.

Jump-start a connected payments ecosystem

Oracle Banking APIs provides banks with ready-to- deploy APIs. Banks can leverage the solution’s strong customer authentication, entitlement, consent, and limits management capabilities.

With retail and corporate APIs for all payment formats, banks can plug and play into an ecosystem of banks, financial-technology institutions (fintechs), corporates, and third-party developers.

Offer intelligent pricing and flexible billing

Oracle provides a complete pricing and billing platform that is well-suited for various participants in the payments ecosystem, including payment processors, card schemes, and merchant acquirers. It offers end-to-end functionality from customer account management through multidimensional pricing, flexible billing, invoice management, and scheme management.