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Popüler Sorular

Gain Immediate Benefits with Core Modernization

Accelerate digital evolution and instantly gain efficiencies while managing costs and risk with a universal core banking platform.

Gain Immediate Benefits with Core Modernization

Become the bank of tomorrow

Oracle FLEXCUBE Universal Banking offers the latest digital capabilities to innovate at speed and scale. Its API libraries and open architecture enable new operating and business models. Banks can manage costs and risks and improve operational efficiency with cloud, automation, and intelligent decision-making. The platform allows customized transformation paths using off-the-shelf capabilities or preintegrated components.

Core Banking

Seamlessly offer Sharia-compliant products and services

Oracle FLEXCUBE for Islamic Banking helps banks launch Sharia-compliant banking operations with multiple deployment models, including pure-play Islamic, Islamic window, and coexisting Islamic and conventional banking.

Islamic Banking

Offer innovative and customized products to the retail customer

Oracle FLEXCUBE Universal Banking helps banks offer innovative and customized products and services that meet the individual and evolving needs of retail banking customers. The platform enables end-to-end life cycle processing and product management, which help deliver new value while improving profitability.

Retail Banking

Deliver next-generation corporate banking outcomes and value

Oracle Corporate Banking helps banks deliver connected solutions and enables integration with ecosystems to meet the evolving business requirements and desired outcomes of corporate customers. The solutions include comprehensive capabilities across deposits, loans, trade finance, liquidity, and payments.

Corporate Banking

Drive a truly omnichannel and engaging experience

Oracle Banking Digital Experience is an enterprise-class, scalable, digital banking solution that gives banks complete control of their digital channels and helps craft intuitive user experiences in-house. It is preintegrated with Oracle FLEXCUBE Universal Banking and also works with any third-party core system.


Unlock new business models and revenue streams

With more than 1500 ready-to-deploy RESTful APIs, Oracle Banking APIs help to build connected experiences across the banking value chain and kick-start open banking. The APIs are integrated with Oracle FLEXCUBE Universal Banking and enable banks to build, publish, and manage services efficiently, launch new offerings, and unlock opportunities.


Become the Bank of Tomorrow, Today

Key imperatives that a bank must address to future-proof itself to stay relevant and competitive in today’s fast evolving financial services sector.

Oracle FLEXCUBE Universal Banking

Customer Success Stories

CO-OP Money NZ logo

CO-OP Money NZ Addresses Core and Digital Transformation


CO-OP Money NZ

We were impressed with Oracle’s modern systems, especially around the API area. We are now far ahead of any bank or financial institution in New Zealand, and are looking to see what innovation we can provide utilizing the APIs.
Deane Johns, CIO, CO-OP Money NZ
Eurobank logo

Eurobank Beograd Delivers New Banking Products to Market Months Faster



We leveraged the successful experiences of peer subsidiaries to build a scalable and flexible core banking platform and to easily customize offerings.
Milos Pavlovic, CIO, IT Division, Eurobank a.d. Beograd
Bank South Pacific logo

Bank South Pacific Chooses Oracle to Lead Digital Transformation


Bank South Pacific

We are pleased to be working with Oracle to further modernize our capabilities to ultimately give the customer the best experience possible.
Robert Loggia, COO, Bank South Pacific
CTBC Bank logo

CTBC Bank Launches New Services 2x Faster, Creates Customized Reports 5x Faster



We chose Oracle FLEXCUBE over competing products because of its rich functionality and scalable architecture, Oracle’s continuous investment in products, and strong support from Oracle Consulting.
Frank Shih, Executive Vice President, CTBC Bank
Universal Banking


Explore thought leadership and research on core systems transformation and how a modern universal core banking platform can equip banks to succeed and thrive in a rapidly evolving banking industry.