返回 搜尋 透過語音搜尋
登入
返回 Oracle 帳戶
Cloud 帳戶 登入 Cloud

找不到任何結果

您的搜尋未與任何結果相符

Understand the New Digital Demand

Consumers seek deeper, more relevant, and timely engagement from banks that aligns with their life goals and aspirations. Gain insights into the consumer’s banking financial lifecycle to perfect the art of digital engagement.

Create deposit products tailor-made to customer needs

Deliver tailor-made time deposit products and gain the flexibility to modify product parameters to meet individual customer needs.

Oracle’s solution offers end-to-end life cycle processing of deposits with a user-friendly framework for setting up interest rates and fees.

Simplify the origination process, bundle deposit product variants to drive down cost and ensure customer delight.

Drive loans and credit growth

Drive lending growth while meeting consumer needs and regulatory requirements. Win customer loyalty with the ability to originate tailor-made products and relationship-based pricing. Redefine the approach to debt collections with digital self-help capabilities.

Oracle’s complete and robust set of offerings across the lending lifecycle is designed to transform a bank’s lending operations.

Modernize retail payments

Oracle’s payments solution enables retail banks to thrive in an environment of disaggregated systems and messaging standards, while delivering instant gratification, real-time capability, and lower cost per payment.

Its streamlined design ensures that banks can significantly improve customer experience and achieve faster reconciliation.

Banks that are part of an ecosystem of financial-technology institutions (fintechs) and third-party providers can leverage the solution’s unified payments processing to gain complete visibility and control over their payments transaction data.

Provide a truly omnichannel and engaging experience

Offer customers an engaging experience that seamlessly spans channels. Attract and onboard customers with context-aware, device-agnostic and, consistent services. Oracle Banking Digital Experience helps banks take complete control of digital channels and craft innovative user experiences.

Partner for growth and unlock new revenue streams

Participate in larger ecosystems, explore new business models, and drive innovative services across value chains. Maximize revenue by monetizing data and services through APIs. Build, publish, and manage services. Launch new offerings and take advantage of emerging opportunities.

Deliver customized pricing and deploy an efficient revenue and billing management system

Deploy customized pricing and billing that match buying patterns and context. Use diverse criteria to set pricing and billing requirements.

Oracle's solution enables banks to manage pricing and billing for products, customer type, branches, lines of business, and geographies across the complete revenue management lifecycle.

Delivering the Right Experience at the Right Time

Digital Originations

Deliver customized product recommendations and services in the digital environment. Simplify customer’s lives and participate in their financial wellness.

See the Results

Customer Success Stories

Westpac logo

Westpac Simplifies IT Environment to Create Customer-Centric Experiences

 

Westpac

Tim Whiteley, General Manager, Application Development, Westpac, discusses how their new customer-centric service hub enabled their strategic, customer-centric transformation.

KeyBank logo

KeyBank is Redesigning Digital Platforms from Stem to Stern

 

KeyBank

Amy Brady, CIO and EVP, KeyBank, describes their transformational journey towards building a true digital innovation platform.

HDFC logo

HDFC Bank Serves 35 Million Customers

 

HDFC Bank

Munish Mittal, CIO, HDFC Bank, discusses how India’s largest private-sector bank has scaled operations to service 35+ million customers.

Heartland logo

Heartland Bank Engages with Customers on Digital Platforms

 

Heartland Bank

Jeff Greenslade, CEO, Heartland Bank NZ talks about technology and engaging with customers on digital platforms.

Retail Banking

Resources

Explore thought leadership and research on retail banking transformation and how Oracle can equip banks to succeed and thrive in a rapidly evolving banking industry.