Cloud Readiness / Oracle Financial Crime and Compliance Management Cloud
What's New
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  1. Release 22.5.1
  1. Revision History
  2. Overview
  3. Feature Summary
  4. Financial Crime and Compliance Management
    1. Transaction Monitoring
        1. New Scenarios
        2. Integration with KYC Cloud Services
    2. Case Manager
        1. Primary Entity
        2. Quantifind Integration
        3. Case Details Tabs
        4. User Experience
    3. Know Your Customer
        1. Related KYC & CS Cases
        2. PreConfigured Reports
    4. Customer Screening
        1. User Experience
        2. PreConfigured Reports

Release 22.5.1

Revision History

This document will continue to evolve as existing sections change and new information is added. All updates appear in the following table:

Date Product Feature Notes
02 JUN 2022 Case Manager Primary Entity Updated document. Revised feature information.
27 MAY 2022     Created initial document.

Overview

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Feature Summary

Column Definitions:

Report = New or modified, Oracle-delivered, ready to run reports.

UI or Process-Based: Small Scale = These UI or process-based features are typically comprised of minor field, validation, or program changes. Therefore, the potential impact to users is minimal.

UI or Process-Based: Larger Scale* = These UI or process-based features have more complex designs. Therefore, the potential impact to users is higher.

Features Delivered Disabled = Action is needed BEFORE these features can be used by END USERS. These features are delivered disabled and you choose if and when to enable them. For example, a) new or expanded BI subject areas need to first be incorporated into reports, b) Integration is required to utilize new web services, or c) features must be assigned to user roles before they can be accessed.

Ready for Use by End Users
(Feature Delivered Enabled)

Reports plus Small Scale UI or Process-Based new features will have minimal user impact after an update. Therefore, customer acceptance testing should focus on the Larger Scale UI or Process-Based* new features.

Customer Must Take Action before Use by End Users
(Feature Delivered Disabled)

Not disruptive as action is required to make these features ready to use. As you selectively choose to leverage, you set your test and roll out timing.

Feature

Report

UI or
Process-Based:
Small Scale

UI or
Process-Based:
Larger Scale*

Transaction Monitoring

New Scenarios

Integration with KYC Cloud Services

Case Manager

Primary Entity

Quantifind Integration

Case Details Tabs

User Experience

Know Your Customer

Related KYC & CS Cases

PreConfigured Reports

Customer Screening

User Experience

PreConfigured Reports

Financial Crime and Compliance Management

This document provides the high-level enhancements for Release 22.5.1 of Oracle FCCM Cloud Service. For more information about this product, see Documentation. Fixed issues and considerations can be found at MOS.

Transaction Monitoring

New Scenarios

The new scenario allows organizations to detect behaviors of interest related to structuring of transaction activity.

Structuring - Potential Structuring in Cash and Equivalents – Customer Focus: This scenario identifies when a customer shows a pattern of conducting significant transactions in cash and cash equivalents that aggregate above reporting thresholds. These episodes of structuring may occur on individual days or spread across multiple days. This behavior may indicate that a customer is breaking up large amounts of cash into multiple smaller transactions in order to avoid scrutiny

The scenario separately checks for Credit and Debit transactions, allowing users to setup different threshold values for each transaction direction.

New scenarios provide greater ability to detect behaviors of interest, 

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Integration with KYC Cloud Services

Transaction Monitoring Cloud Service (TMCS) can now read the KYC risk score calculated by KYC Cloud Service. TMCS uses this KYC risk score as a data point in calculating an entity’s effective risk. The integration is seamless and does not require additional configurations.

This integration is currently available only for organizations that deploy both Oracle FCCM TM Cloud Service and KYC Cloud Service.

Being able to view the KYC risk score provides investigators with additional information to assist in their investigations. 

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Case Manager

Primary Entity

Users can now easily identify the primary subject of the investigation (customer or entity) even if there are multiple subjects involved. Primary Entities can be added or changed as needed.

NOTE: This feature does not apply to KYC Onboarding or Real-time Customer Screening cases. 

Quickly understanding who the primary subject of the investigation is enables investigators to make accurate decisions. 

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Quantifind Integration

The Case Manager now supports out-of-box integration with Quantifind, a third-party risk assessment product. A valid Quantifind license is required to use this feature. This feature can be disabled if not required.

Organizations with a Quantifind contract are able to seamlessly view Quantifind risk assessment information while investigating cases in Case Manager. 

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Case Details Tabs

Tabs in the Case Details page have been updated in the following ways:

  • The Dashboard tab has been enhanced to provide investigators a better overview of AML cases including scenarios, transactions, and involved subjects.
  • The Entities tab has been added to display information about involved parties (such as customers and external entities) and accounts associated with the case in one place.

These tabs enable investigators to quickly find pertinent and complete information to assist their investigations. 

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

User Experience

The Case Manager user interface has been updated in the following ways:

  • The Case Information header has been redesigned to offer a clearer view of key information.
  • Removing entities and objects (such as customers, external entities, accounts, transactions, or attachments) from a case now requires users to provide a justification, which is captured in the Audit History. This provides supervisors greater understanding of the investigator's decision.
  • The Case Network chart now only displays counterparties involved in transactions to provide a more meaningful diagram for investigators. Intermediate financial institutions processing the transactions will no longer display.
  • Users can now view date and time fields in their local time zones.

These updates enable more complete and accurate investigations. 

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Know Your Customer

Related KYC & CS Cases

The Case Details Relationship tab now displays Real-Time Customer Screening cases which are related to the KYC Onboarding case. This provides investigators with an integrated view of CS cases related to the KYC Onboarding case.

Providing an integrated view of related Real-Time Customer Screening and KYC Onboarding cases allows investigators to consider additional information when investigating, resulting in a more accurate investigation. 

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

PreConfigured Reports

The Canned KYC Report provides details of each KYC batch execution, such as the number of customers processed, number of risk assessments generated, and number of cases created.

This report allows data administrators to analyze, investigate, and download KYC Batch Execution data.

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Customer Screening

User Experience

The Risk Assessment Details for KYC Onboarding and KYC Batch cases have been redesigned, and users can now view date and time fields in their local time zones.

These updates enable more complete and accurate investigations.

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

https://docs.oracle.com/en/industries/financial-services/ofs-analytical-applications/know-your-customer/

PreConfigured Reports

Customer Screening Cloud Services has added the following pre-configured reports:

  • Batch Screening Canned Report provides the number of records that moved between staging tables, business tables and ES.
  • Watchlist Canned Report provides the number of watchlist records downloaded and moved into ES for screening.

Information about how to use these reports is available in the Admin Console documentation

This report allows data administrators to analyze, investigate, and download Batch Screening and Watchlist data.

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources