Cloud Readiness / Oracle Financial Crime and Compliance Management Cloud
What's New
Expand All


  1. RELEASE 23.9.1
  1. Revision History
  2. Overview
  3. Feature Summary
  4. Financial Crime and Compliance Management
    1. Transaction Filtering
        1. Real-Time Decision Making Via Case Investigation
        2. Reduce False Positives
        3. Increase Transparency
    2. Compliance Agent
        1. Assess Risk of New Offerings – Account Products
        2. Alert Volume Estimation Enhancements

Release 23.9.1

Revision History

This document will continue to evolve as existing sections change and new information is added. All updates appear in the following table:

Date Module Feature Notes
08 SEP 2023 Compliance Agent   Updated document. Added new features for the 23.9.1 release of OFSCA. 
07 SEP 2023     Created initial document.

Overview

HAVE AN IDEA?

We’re here and we’re listening. If you have a suggestion on how to make our cloud services even better then go ahead and tell us. There are several ways to submit your ideas, for example, through the Ideas Lab on Oracle Customer Connect. Wherever you see this icon after the feature name it means we delivered one of your ideas.

GIVE US FEEDBACK

We welcome your comments and suggestions to improve the content. Please send us your feedback at oracle_fusion_applications_help_ww_grp@oracle.com.

DISCLAIMER

The information contained in this document may include statements about Oracle’s product development plans. Many factors can materially affect Oracle’s product development plans and the nature and timing of future product releases. Accordingly, this Information is provided to you solely for information only, is not a commitment to deliver any material, code, or functionality, and should not be relied upon in making purchasing decisions. The development, release, and timing of any features or functionality described remains at the sole discretion of Oracle.

This information may not be incorporated into any contractual agreement with Oracle or its subsidiaries or affiliates. Oracle specifically disclaims any liability with respect to this information. Refer to the Legal Notices and Terms of Use for further information.

Feature Summary

Column Definitions:

Report = New or modified, Oracle-delivered, ready to run reports.

UI or Process-Based: Small Scale = These UI or process-based features are typically comprised of minor field, validation, or program changes. Therefore, the potential impact to users is minimal.

UI or Process-Based: Larger Scale* = These UI or process-based features have more complex designs. Therefore, the potential impact to users is higher.

Features Delivered Disabled = Action is needed BEFORE these features can be used by END USERS. These features are delivered disabled and you choose if and when to enable them. For example, a) new or expanded BI subject areas need to first be incorporated into reports, b) Integration is required to utilize new web services, or c) features must be assigned to user roles before they can be accessed.

Ready for Use by End Users
(Feature Delivered Enabled)

Reports plus Small Scale UI or Process-Based new features will have minimal user impact after an update. Therefore, customer acceptance testing should focus on the Larger Scale UI or Process-Based* new features.

Customer Must Take Action before Use by End Users
(Feature Delivered Disabled)

Not disruptive as action is required to make these features ready to use. As you selectively choose to leverage, you set your test and roll out timing.

Feature

Report

UI or
Process-Based:
Small Scale

UI or
Process-Based:
Larger Scale*

Financial Crime and Compliance Management

Transaction Filtering

Real-Time Decision Making Via Case Investigation

Reduce False Positives

Increase Transparency

Compliance Agent

Assess Risk of New Offerings – Account Products

Alert Volume Estimation Enhancements

Financial Crime and Compliance Management

This document provides the high-level enhancements for Release 23.9.1 of Oracle FCCM Cloud Service. For more information about this product, see Documentation. Known Issues and Maintenance Pack information can be found at MOS.

Transaction Filtering

This release introduces Oracle Financial Services Transaction Filtering Cloud Service (TFCS)— a Sanctions screening system that scans payment messages associated with a financial transaction for individuals and organizations that have been identified on watchlists, private watchlists, prohibited lists, or contain keywords that may be restricted or sanctioned. The application enables you to integrate with the payment system, accept messages from any source system, and scan them against different watch lists maintained within the application to identify any suspicious data present within the message. TFCS can scan messages in SWIFT MT, Fedwire, and ISO20022 (Sepa, SWIFT MX, custom XML format) using a Real-Time API that is connected with a source banking system.  Real-time decision-making is enabled in TFCS through integration with Oracle’s case management tool.

Real-Time Decision Making Via Case Investigation

TFCS is integrated with Oracle’s case management to allow you to view and take action on cases created as a result of your matches. Essential information is displayed, such as entity details, a case summary, and the details of events associated with this case or related cases, along with a Transaction Filtering summary. You can view matches in the Events tab and make decisions against each match, and view match-level watchlist details or the raw message with highlights.

The Audit History displays a record of all actions taken on the case.

Easily viewing case information supports efficient and accurate investigations.

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Reduce False Positives

Tunable parameters allow you to reduce false positives to meet your institution’s requirements. You can also create and manage private watchlists, and create specific prohibited lists based on identifier, country, city, goods, and ports. Using TFCS, users can view cases based on configurable high, medium, and low priority. TFCS index management allows users to view and manage both out-of-box and subscription-based watchlists.

Synonym Management enables better matching by allowing you to define synonyms commonly used for countries, individuals, organizations, and more. The in-built metering system allows you monitor transaction scans, while the pre-configured reports provide insight into your data

TFCS provides a robust and transparent mechanism for reducing false positives, which increases efficiency and allows investigators to focus on meaningful cases.

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Increase Transparency

TFCS enables you to quickly analyze batch success and failures using the Batch Jobs capability and view a pipeline history to manage any errors. Match rules and scores are displayed, allowing users to know why an event has been triggered. The Process Modelling Framework allows you to view which actions are expected in the workflow and see the status of the case inside the workflow. You can also view an audit history of changes made to the case and at the application level.

Increased transparency throughout the monitoring process empowers institutions to identify and prevent risky behaviors.

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Compliance Agent

OFS Compliance Agent (OFSCA) is an AI powered experimentation platform to measure the performance of your Transaction Monitoring System (TMS), discover insights that surface opportunities and gaps, optimize the system's performance and gather evidence to support your decisions.

Assess Risk of New Offerings – Account Products

OFSCA now allows users to assess the risk resulting from offering new account products to customers.

This helps users to more objectively quantify the risk instead of relying on qualitative risk assessments.

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Alert Volume Estimation Enhancements

 OFSCA can now produce more realistic alert volume estimates resulting from changes to scenario thresholds.

Users can estimate the alert volume impact of any changes to scenario thresholds without running scenarios on actual historical data, saving time and resources. 

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources