Cloud Readiness / Oracle Profitability and Balance Sheet Management Cloud
What's New
Expand All


  1. RELEASE 23.6.1
  1. Revision History
  2. Overview
  3. Feature Summary
  4. Profitability and Balance Sheet Management
    1. Cash Flow Engine
        1. Data Export
        2. Data File Specification
        3. Data Loader
        4. Object Migration
        5. Logging
    2. Asset Liability Management
        1. Multi-Dimensional Balance Sheet Structure (MDBSS)
        2. Forecast Balance Methods
        3. Pricing Margin
        4. Product Characteristics
        5. ALMCS Reports
    3. Profitability Management
        1. Allocation Specification Enhancement
        2. Analytics
        3. Expressions
        4. Lookup Table Enhancement
        5. Preference Settings Changes
    4. Funds Transfer Pricing
        1. Break Identification Process
        2. Account Audit Report
        3. Session Idle Time Out
        4. Data Maintenance Interface
        5. Data File Specification
        6. Data Loader
        7. Object Migration
    5. Profitability Analytics
        1. Relationship Manager Profitability
        2. Detailed Segment Reporting
        3. Persona Based Access Restrictions
        4. Segmentation UI Enhancement
        5. Line Item Display Order UI
        6. Run Chart Changes
        7. Additional Data Analysis Across Canvases

Release 23.6.1

Revision History

This document will continue to evolve as existing sections change and new information is added. All updates appear in the following table:

Date Module Feature Notes
07 AUG 2023 Profitability Analytics   Updated document. Delivered new features in 23.6.1.
17 JUL 2023 Funds Transfer Pricing   Updated document. Delivered new features in 23.6.1.
17 JUL 2023 Profitability Management   Updated document. Delivered new features in 23.6.1.
12 JUL 2023     Created initial document.

Overview

HAVE AN IDEA?

We’re here and we’re listening. If you have a suggestion on how to make our cloud services even better then go ahead and tell us. There are several ways to submit your ideas, for example, through the Ideas Lab on Oracle Customer Connect. Wherever you see this icon after the feature name it means we delivered one of your ideas.

GIVE US FEEDBACK

We welcome your comments and suggestions to improve the content. Please send us your feedback at oracle_fusion_applications_help_ww_grp@oracle.com.

DISCLAIMER

The information contained in this document may include statements about Oracle’s product development plans. Many factors can materially affect Oracle’s product development plans and the nature and timing of future product releases. Accordingly, this Information is provided to you solely for information only, is not a commitment to deliver any material, code, or functionality, and should not be relied upon in making purchasing decisions. The development, release, and timing of any features or functionality described remains at the sole discretion of Oracle.

This information may not be incorporated into any contractual agreement with Oracle or its subsidiaries or affiliates. Oracle specifically disclaims any liability with respect to this information. Refer to the Legal Notices and Terms of Use for further information.

Feature Summary

Column Definitions:

Report = New or modified, Oracle-delivered, ready to run reports.

UI or Process-Based: Small Scale = These UI or process-based features are typically comprised of minor field, validation, or program changes. Therefore, the potential impact to users is minimal.

UI or Process-Based: Larger Scale* = These UI or process-based features have more complex designs. Therefore, the potential impact to users is higher.

Features Delivered Disabled = Action is needed BEFORE these features can be used by END USERS. These features are delivered disabled and you choose if and when to enable them. For example, a) new or expanded BI subject areas need to first be incorporated into reports, b) Integration is required to utilize new web services, or c) features must be assigned to user roles before they can be accessed.

Ready for Use by End Users
(Feature Delivered Enabled)

Reports plus Small Scale UI or Process-Based new features will have minimal user impact after an update. Therefore, customer acceptance testing should focus on the Larger Scale UI or Process-Based* new features.

Customer Must Take Action before Use by End Users
(Feature Delivered Disabled)

Not disruptive as action is required to make these features ready to use. As you selectively choose to leverage, you set your test and roll out timing.

Feature

Report

UI or
Process-Based:
Small Scale

UI or
Process-Based:
Larger Scale*

Profitability and Balance Sheet Management

Cash Flow Engine

Data Export

Data File Specification

Data Loader

Object Migration

Logging

Asset Liability Management

Multi-Dimensional Balance Sheet Structure (MDBSS)

Forecast Balance Methods

Pricing Margin

Product Characteristics

ALMCS Reports

Profitability Management

Allocation Specification Enhancement

Analytics

Expressions

Lookup Table Enhancement

Preference Settings Changes

Funds Transfer Pricing

Break Identification Process

Account Audit Report

Session Idle Time Out

Data Maintenance Interface

Data File Specification

Data Loader

Object Migration

Profitability Analytics

Relationship Manager Profitability

Detailed Segment Reporting

Persona Based Access Restrictions

Segmentation UI Enhancement

Line Item Display Order UI

Run Chart Changes

Additional Data Analysis Across Canvases

Profitability and Balance Sheet Management

Cash Flow Engine

Data Export

Cash flow output tables are now available to create export and data entry forms in Data Management Interface. Data can be exported in CSV or JSON format and downloaded from the user interface. This is in addition to the existing functionality of exporting output from the scheduler.

Improved user experience

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Data File Specification

Category ‘Dimension Columns’ has been removed. Now there are only two categories – Key Columns and Others COlumns. When new columns are added to an existing data file specification definition they appear at the end.

Improved user experience

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Data Loader

Loading of exchange rates from the source system to PBSM can be automated using loader functionality. Like instrument and ledger data, data file for exchange rates can be prepared and uploaded to Object Store. Thereafter, a loader program can be run to move data from the file to the relevant database table. Till now exchange rates were input from user interface only.

Improved user experience

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Object Migration

Metadata objects can be exported from one cloud environment and imported into another. New application menu ‘Object Administration’ is available under Operations and Processes.

Migrate metadata from one cloud tenant to another

Steps to Enable

Map object migration functions and roles to user group

Key Resources

Logging

Information about number of instruments processed by Cash Flow Engine can be seen in View Log window.

Improved user experience

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Asset Liability Management

Multi-Dimensional Balance Sheet Structure (MDBSS)

MDBSS is a nextgen cutting-edge User Interface that enables the creation of a user-defined dimension. This is a new add-on to the existing KPDs (Key processing Dimension).

The MDBSS is an ad-hoc enabler that supports hierarchy creation in real time.  This is a differentiator from the other KPDs that exist today. MDBSS enables customer data to integrate with a user-defined organizational hierarchy that is used to visually represent an institution's balance sheet in one or a combination of dimensions at any determined level of detail. The MDBSS is similar to existing key processing dimensions and their associated hierarchies (e.g. Product), but instead of being constructed of nodes and leaf for only a single dimension view, the MDBSS is constituted from one or a combination of dimensions that may be either KPD or simple dimensions (i.e. dimensions with no hierarchical arrangement, like currency) or any mixture of both.

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Forecast Balance Methods

Dynamic Deterministic processing via New Add and No New Business forecast methods.

The new Forecast Balance UI in ALMCS facilitates a single window concept that enables users to define the forecast balance method using an MDBSS and a given time bucket. Users are required to use the MDBSS as the sole balance sheet hierarchy for Dynamic processing.  All balances will use the average across bucket method (distributed) by default.  This facilitates seamless computation of new business timing for new originations and there is no longer a "timing" designation. New business records are now output in detail cashflows and can be easily reconciled, a major improvement from previous functionality.

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Pricing Margin

Pricing Margins are used to price new businesses at origination.  These are mapped to an IRC and the spread input so the coupon rate on the origination date can be computed.

The new Pricing Margin UI in ALMCS is built to facilitate a single window concept that enables users define the Pricing Margin using an MDBSS and a given time bucket.  The ability to configure side-by-side and operating under a single umbrella, focuses the vertical and horizontal views for better visualization during rule configuration.  This is a much improved user interface requiring significantly less navigation.

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Product Characteristics

The Product Characteristics User Interface supports new business criteria for seamless forecasting executions.

The Product Characteristics UI enables seamless forecasting executions.  Product Characteristics rules are placed on an MDBSS node to be used in dynamic processing.  These instruct the application on what key new business contractual and behavioral features are to be included such as amortization, adjustable type, compounding, day count, and other key features that enable a new business. The new Product Characteristics UI will be based on next-gen UI formatting (i.e. the Redwood schema) and utilizes modern browser features to minimize the number of clicks, pop-up windows, and warnings, to provide an enhanced user experience.

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

ALMCS Reports

ALMCS Reports are developed with Data Visualization (DV) capabilities to enhance user experience.

ALMCS Reports are developed with Data Visualization (DV) capabilities to enhance user experience. This will drive users to ascertain better business decisions; the DV is enabled with graphical representations which makes it easier to understand trend analysis and data exploration. The following reports will be available as part of this release: Market Value, Assumptions, Process Details, Rates (Interest Rate Curves, Foreign Exchange, Economic Indicators), Detailed Cash Flow, Balance Sheet and Income Statement reports.

Steps to Enable

You don't need to do anything to enable this feature.

Key Resources

Profitability Management

Allocation Specification Enhancement

Users can now view, edit or create an embedded object viz. Filter, Expression, Static Table Driver and Lookup Table Driver, in the Source and Driver tabs of an allocation rule.

Enabling View/Edit/New option for embedded objects within an allocation rule.

Steps to Enable

You don't need to do anything to enable this feature.

Analytics

Reports on dimensions, hierarchies, and currency exchange rates have been added.

The operational reports bring in improvement in data visibility.

Steps to Enable

You don't need to do anything to enable this feature.

Expressions

Enabling support for Expressions containing an aggregate function and multiple non-aggregate functions.

Bringing in support for additional Expression functions.

Steps to Enable

You don't need to do anything to enable this feature.

Lookup Table Enhancement

An option of viewing 'Table Data' has been enabled in Lookup Table Summary for tables in 'Table Created' status, to view the underlying Lookup table data. The same feature is provided in the Detail screen as well, when user enters the screen is in View mode.

New option view Table data from Lookup Table Summary and Detail screens.

Steps to Enable

You don't need to do anything to enable this feature.

Preference Settings Changes

A new tab 'Application' has been created under the Preferences screen to display the preference settings that are at the application level. This includes the field 'Maximum Circular Allocation Iterations' related to PFT Circular Allocation Models.

Enhancement to display the application level preference settings.

Steps to Enable

You don't need to do anything to enable this feature.

Funds Transfer Pricing

Break Identification Process

Breaks are associated with Assets and Liabilities that have fixed maturities and have experienced a full prepayment or pre-closure, partial prepayment, or restructuring.

The Break Identification Process allows you to identify the following Breaks:

  • Full Break – Where the account is pre-closed by making the complete remaining payment in advance.
  • Partial Break – Some amount of the remaining funds are prepaid and the principal balance is reduced.
  • Change in attributes – When the account attributes are changed it effect the regular installments, causing changes in attributes break like adjustable/fixed account, Amortization Type, and so on.

Steps to Enable

You don't need to do anything to enable this feature.

Account Audit Report

The Account Audit report provides users a quick tool to validate account attributes along with calculated FTP results.

The Account Audit report provides users a tool to validate account attributes like Payment Frequency, Reprice Frequency, Balance, Origination, and Maturity Date along with calculated FTP results like Transfer Rates, Add-On Rates, and so on.

Steps to Enable

You don't need to do anything to enable this feature.

Session Idle Time Out

The user can configure the idle time after which the user will be logged out.

The inactive session will be closed after a certain time as per the session timeout configuration and this is built considering the security aspect.

Steps to Enable

You don't need to do anything to enable this feature.

Data Maintenance Interface

Instrument Data downloads are now available via DMI where users can create data entry forms. Data can be exported in CSV or JSON format and downloaded from the Object store.

Improved user experience and easy to download files via object store secure path.

Steps to Enable

You don't need to do anything to enable this feature.

Data File Specification

Category ‘Dimension Columns’ has been removed. Now there are only two categories – Key Columns and Other Columns. When new columns are added to an existing data file specification definition they appear at the end.

Improved user experience

Steps to Enable

You don't need to do anything to enable this feature.

Data Loader

Loading of exchange rates from the source system to PBSM can be automated using loader functionality. Like instrument and ledger data, data files for exchange rates can be prepared and uploaded to Object Store. Thereafter, the loader program can be run to move data from the file to the relevant database table. Till now exchange rates were input from the user interface only.

Improved user experience

Steps to Enable

You don't need to do anything to enable this feature.

Object Migration

Metadata objects can be exported from one cloud environment and imported into another. The new application menu ‘Object Migration’ is available under Operations and Processes.

Migrate metadata from one cloud environment to another

Steps to Enable

You don't need to do anything to enable this feature.

Tips And Considerations

Map object migration functions and roles to a user group

Profitability Analytics

Relationship Manager Profitability

The Relationship Manager profitability canvas allows the user to analyze RM profitability at multiple dimensions. It allows the user to choose the relationship manager hierarchy and understand the performance at the individual RM or org level.

This feature allows for a better evaluation of salesforce effectiveness.

Steps to Enable

You don't need to do anything to enable this feature.

Detailed Segment Reporting

Insightful reports covering profitability metrics and KPIs for selected segments including detailed Income statements with comparisons across segments and reporting of profitability deciles.

This feature allows users to understand the characteristics of specific customer segments in great detail.

Steps to Enable

You don't need to do anything to enable this feature.

Persona Based Access Restrictions

Implementation of separate access profiles for personas associated with Management Ledger based reports and those looking at instrument and customer reporting. In addition to this, within the two sets of personas, access types have also been rationalized according to the needs of the individual roles.

The feature enhances data privacy by ensuring that access to data and UI can be granted on a need basis instead of blanket authorization for the entire application.

Steps to Enable

You don't need to do anything to enable this feature.

Segmentation UI Enhancement

When defining a segmentation scheme for a particular segment type, the UI now allows the user to directly extend the range mappings for the selected dimension or upload an Excel with the bands/ ranges for the selected dimensions and execute the same.

This feature enhances the user experience of the segmentation UI.

Steps to Enable

You don't need to do anything to enable this feature.

Line Item Display Order UI

The new UI helps users to maintain the display order on the Financial Element hierarchies for both out-of-the-box and custom hierarchies. This display order holds good for both top-down and bottom-up reporting.

Using this feature, the user can enforce a particular display order for Income Statement and Balance sheet hierarchies.

Steps to Enable

You don't need to do anything to enable this feature.

Run Chart Changes

There have been various run chart changes, including hierarchy code uptake for node-level line items for both Management reporting and Instrument reporting run charts. In addition, environment property changes have been uptaken along with revised Financial Element rollup logic conditional upon allocation outputs at node and leaf levels if the income statement.

The run chart changes are critical for generating the relevant outputs for reporting.

Steps to Enable

You don't need to do anything to enable this feature.

Additional Data Analysis Across Canvases

Operations analysis reporting has been introduced with the Segment Registry canvas. This canvas shows an operational view of the segments for defined Segment Types, that were created using the segmentation UI viz Segment Mapping dimensions, Dimension Range lookups, and range intersection zones. Other enhancements include those made in the Time canvas for both Management Reporting and profitability insights in addition to Look and Feel enhancements in the Customer Details canvas.

These are part of the incremental enhancements in the BI reporting.

Steps to Enable

You don't need to do anything to enable this feature.