Oracle FLEXCUBE Universal Banking

Core Banking for the Bank of Tomorrow

Accelerate digital transformation. Drive business agility. Forge partnerships. Deliver optimal efficiency.

Best-in-class features and functionality to leapfrog digital capabilities
Embedded Machine Learning framework that helps unlock the value of data
Pre-integrated, best-of-breed components to enhance specific lines of business
Off-the-shelf, integrated solution for comprehensive front-to-back transformation
Enterprise-class security, data protection, stability, and robustness for sustainable growth
Pre-integrated with Oracle Banking Digital Experience

Seamless information exchange using industrialized standards such as ISO 20022, SAML 2.0, and Rest API libraries
1600+ API services enabling easy integration with third-party firms, value chains, and ecosystems
Converged information across disparate platforms using an integration gateway
2019 SWIFT-certified application, compliant with latest messaging and connectivity standards
Improved process efficiency, reduced risk, and enhanced straight-through processing with a blockchain adapter

Integrated Plug-n-play to Pre-integrated standalone point solutions enabling customized transformation strategies that balance business requirements with risk
Standalone core architecture and reusable common core processes for reduced complexity and improved business agility
Extensible user interface, business logic and integration layer offering enhanced flexibility to adapt to business requirements
Multi-entity, multi-currency, and multi-country capabilities for banking operations across geographies

Business-process automation and enhanced operational and compliance controls for optimal operations
One-click deployment and an industrialized delivery of processes and toolkits for efficiency and speed in rollout
Multiple deployment options, multitenant environments, and multiple deployment models (instances and entities) for efficiency and flexibility in business operations
Proven superior, reliable, and continuous performance, at scale
Compliant with Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) standards