Cloud at Customer:

Financial Services

• As retail banking goes mobile and digital, the industry must accelerate innovations that tailor and improve the customer experience.

• Amid pressure on profits and rising consumer expectations, those in wealth management must find affordable ways to invest in technology that delivers improved real-time insight.

• In electronic trading, margins are decreasing and costs are increasing. Organizations must accelerate access to information, generating quicker insights with the ability to outpace competitors.

• Using valuable data, insurance companies are starting to drive more value in the world of self-serve products and services, and combat increased security risks and regulations.

Oracle is deployed in four of the top five financial services companies globally, and its Cloud at Customer consumption option means you still comply with regulations and control where your data is held, with the benefits of a public cloud subscription on premises.

Oracle can help you deliver the applications and database performance that your business stakeholders require, in a cloud-first model.

Healthcare

• There is a huge burden on US healthcare providers to meet federal electronic medical record (EMR) mandates and integrate digital IT infrastructures.

• The need for improved, secure access to data and systems—and real-time cloud-based analytics for data-driven diagnoses—is growing.

• However, for the immediate future, your data must remain on premises in your data center so you can maintain healthcare-data security and patient privacy.

Cloud at Customer bridges your legacy environments to provide data to enable real-time collaboration between staff at all levels—in a cloud model that gives you more operational flexibility within your own data center.

Retail

• 70 percent of consumers are using digital to drive their own journey and path to purchase.²

• Today, over 64 percent of in-store purchases are influenced by digital. This is expected to rise to 90 percent by 2020.³

• Digitally influenced consumers buy more and spend more; you must capture this spend.⁴

• Consumers are connected, in control, mobile, social, and increasingly difficult to influence.⁵

Oracle has found new ways to help retailers take advantage of the influence of digital channels. Using Cloud at Customer, you can boost your business using all of the benefits of the cloud in your data center.

Telecommunications

• Network service providers are reshaping the speed and definition of service, as nontraditional competitors loom.

• Leaders are shifting to wireless revenue—increasing bandwidth consumption to support smartphones, tablets, or sensor data from smart and connected cities.

• With the advent of 5G on the horizon, we are likely to see further efforts from telcos and other service providers to become primary over-the-top (OTT) solution providers in their own right in order to bolster revenues.

• Smartphones signal growth: While they are still relatively niche products, wearables such as smartwatches and fitness bands have seen tremendous percentage growth. Smartwatch penetration doubled from 2014 to 2015 and tripled in 2016.⁶

Oracle has unlocked new ways to offer a more flexible, cloud-based database infrastructure in an on-premises model to deliver greater enterprise value.

Manufacturing

• 88 percent of manufacturers are exploring better ways of using big data. This includes networked smart products to create feedback loops that incorporate customer and equipment data.

• In a 2016 survey, Inspirage found that 73 percent of manufacturing companies consider it important or very important that supply-chain cloud offerings can establish and scale collaboration to reduce risk and increase agility.⁷

• You need a cloud-based infrastructure to analyze real-time product and customer data, driving more meaningful insights.

• In today’s increasingly digitized manufacturing environment and hyperspeed markets, it’s harder for manufacturers to leverage premises-based commodity hardware to access the data that signals changing consumer preferences and product development requirements.

Oracle supports all 20 of the top 20 manufacturers and supply chains globally, including heavy equipment and machinery; industrial products and components; durable goods; and the rest of the diversified industrial sector.

Cloud at Customer gives manufacturers more operational options.

Public Sector

• There is a strong push to increase operational and cost efficiencies by going cloud-first with 50 percent of all US government IT spending by 2019.

• Nonetheless, there is an incredible challenge to overcome in improving government transparency and integrating service delivery while maintaining privacy, regulatory, and compliance mandates.

Is it possible to adopt new business models that require digitizing the physical world—including people, assets, and infrastructure—and show progress in solving public problems, from smart cities to sustainability?

The answer is yes. The Cloud at Customer model accelerates the consolidation of IT infrastructures, and creates a path to digital public-service-delivery platforms.