The financial services industry is no stranger to volatility. But this sense of continuous change now extends to human resources.

As financial technology (fintech) startups multiply and continue to disrupt the market, more workers are leaving regimented companies for these more innovative, forward-thinking employers. The insurance segment faces the bleakest talent outlook in financial services, with nearly 400,000 imminent retirees—and few millennials wanting to replace them.1

And tepid growth, low interest rates, and shifting consumer expectations have squeezed margins even for giants. To thrive (and survive), financial services companies need to address this talent crisis immediately.

This ebook explores how a cloud human capital management (HCM) system can help you better appeal to candidates and existing workers, improve workforce management, and ensure that compliance issues don’t hinder your growth.

In this guide, you’ll learn...

  1. 1 Tom Starner, “Talent Shortage Hitting Insurance Industry Hard,” HR Dive dive brief, August 16, 2016,