Oracle Financial Services
AI and cloud innovation for the financial world
Oracle helps banks, insurers, and financial services institutions drive business value by transforming how they operate, serve customers, and manage risk. Combining AI-powered industry applications, advanced analytics, and cloud infrastructure, Oracle enables financial institutions to accelerate innovation, improve operational efficiency, and deliver more personalized customer experiences. From modernizing core operations to supporting intelligent, data-driven decisions, Oracle supports financial institutions in building operational resilience, pursuing growth opportunities, and adapting in a rapidly evolving industry.
Oracle Financial Services industry spotlight
-
The High-Stakes Business of Managing Corporate Cash
See how banks are helping corporate treasurers improve liquidity, sharpen cash forecasts, and prepare for real-time payments. Explore the strategies shaping effective cash management.
-
Battle Is On for $2.5 Trillion Cross-Border Payments Market
Banks gird for blockchain-driven upheaval by updating systems to support stablecoins, deposit tokens, and other digital currencies.
-
Oracle Financial Services named a top vendor in 2026 Chartis RiskTech 100 Report
Oracle Financial Services earns top rank and Category Winner awards across 15 categories in Chartis RiskTech100® 2026 report.
-
Oracle brings Lucinity’s AI agent–driven capabilities to its financial crime platform
Oracle enhances its industry-leading Financial Crime and Compliance Management portfolio with new AI agent functionality to support investigations.
Explore Oracle solutions for financial services
Retail banking
Bring more flexibility and efficiency to your core banking operations, from new customer onboarding and loan origination to payments, lending, and collections. Eliminate manual activities to cut costs and risk.
Corporate banking
Better position your corporate customers to manage global operations. Deliver compelling solutions for corporate credit and lending, cash and liquidity management, treasury management, trade finance, and supply chain finance.
Oracle banking payments solution
Reduce cost to serve through optimized routing, fewer exceptions, and automated processing workflows.
Improve transparency, traceability, and control with end-to-end tracking, real-time status visibility, and structured transaction data.
Improve payment success rates through best-path routing, real-time decisioning, and multirail orchestration.
Increase revenue and monetization by launching value-added services such as payment tracking, wallet capabilities, and digital asset services.
Accelerate time to market for new payment services through configurable workflows, API-based integration, and SaaS deployment.
Enhance liquidity and cash visibility through real-time payment data, structured remittance, and faster reconciliation.
Health insurance
Deliver a great experience for members. Simplify enrollments, premium billing, and claims adjudication with a digital insurance platform. Administer and automate new provider contract models so your members benefit from lower costs and a higher quality of care.
Bancassurance
Easily support the entire bancassurance lifecycle with real-time connectivity between banks and insurers to accelerate every step of the process, from the point of sale to policy servicing and commission reconciliation.
Life and annuity policy management
Eliminate the cost of maintaining multiple policy administration systems. Rapidly configure individual and group insurance products using a common set of business rules and administer them from a single life insurance system.
Risk and finance solutions
Oracle Financial Services Analytics delivers best of breed capabilities to proactively manage compliance, risk, treasury, finance, and the front office.
Finance modernization
Revitalize finance transformation and profitable growth for banks and insurers with the latest insights in data science and technology.
Data solutions
Deploy financial services analytics to improve data access and usage across risk, finance, treasury, compliance, and line-of-business teams with a single source of truth.
Profitability and balance sheet management
Price products to reflect their true risk. Track profitability trends and cost structures and analyze customer profitability in real time. Better understand the drivers of liquidity, capital adequacy, and market rate volatility.
Risk management solutions
Plan timely responses with integrated risk management across the organization. Evaluate drivers of credit, market, and liquidity risk. Manage key risk indicators and their related impact.
Regulatory and accounting solutions
Be prepared with automated, accurate financial and regulatory reporting. Integrate data, models, systems, and processes across risk and finance.
Explore regulatory and accounting solutions
Accounting Data Foundation
Streamline your financial institution’s current accounting processes and reconcile the general ledger with instrument or policy ledgers by providing the accounting platform with detailed event-, transaction-, and instrument-level data from core banking and insurance systems.
IFRS 17/LDTI solutions
Accelerate your path to compliance with prebuilt data, modeling, and reporting tools. Choose an approach that effectively implements risk-aware accounting.
ERP solutions
Model and plan across finance, treasury, and planning teams from a single instance of data to streamline the financial close process and drive better decisions. Use machine learning to automate reconciliation and flag anomalies for human review.
Cloud solutions
Get high performance, elastic computing power for enterprise applications by combining Oracle's autonomous services, built-in security, and serverless compute.
Resources
Financial crime and compliance solutions
The Oracle Financial Crime and Compliance Management solution suite—with AI/ML and analytics at its core—modernizes and bolsters your AML, KYC, and sanctions compliance programs.
Revenue management, pricing, and billing solutions
A centralized pricing and billing platform can automate billing, provide greater bill details, and use analytics to make informed pricing decisions.
Financial services customer acquisition and experience solutions
See how financial brands can help customers easily discover the most attractive products and services and convert and onboard them at the moment of need.
Financial services human capital management solutions
Financial services cloud infrastructure solutions
Migrate mission-critical applications to the cloud with the performance, scalability, availability, security, adhering to strict industry regulatory compliance.
