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  1. Oracle South Africa
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  3. Financial Services

Cloud Banking Solutions

Offer efficient mobile banking, speed up transaction processing, and provide personalized account insights to build stronger customer relationships.

Listen to Chris Skinner, fintech influencer and futurist, and Saleem Arshad, CTO of W1TTY, discuss what’s next in banking on our new financial services podcast—Next in FinServ.


47% of Gen Z and millennials want to change their current bank.

Discover how our customers experience Oracle Cloud Financial Services

Explore more customer stories
HDFC grows 29% over ten years, with 92% of transactions completed digitally
Watch HDFC's story (2:23)
Westpac simplifies its tech environment to create a more customer-centric experience and meet regulatory needs
Watch Westpac's story (1:58)
KeyBank redefines its digital customer experience and wins the Celent Model Bank Award
Read KeyBank's story
MKB Bank moves to digital banking and reduces its go-to-market time for new services
Watch MKB Bank's story (1:10)
INTERbanking moves its digital transformation forward and boosts employee efficiency
Read Interbanking’s story

Redefine your retail and corporate cloud banking customer experience

Run your retail operations more efficiently so your people can focus on customer needs

Bring more flexibility and efficiency to your core banking operations, from new customer onboarding and loan origination to payments, lending, and collections. Eliminate manual activities to cut costs and risk.

Explore Retail Banking Cloud Solutions

Help corporate customers make the most of their capital

Better position your corporate customers to manage global operations. Deliver compelling cloud service solutions for corporate credit and lending, cash and liquidity management, treasury management, trade finance, and supply chain finance.

Explore Corporate Banking Cloud Solutions

Innovate faster with a universal banking platform

Offer more new products and spend less with Oracle’s banking software—a core platform that is designed to work off the shelf. Implement a single system and get comprehensive capabilities across all banking functions.

Explore Oracle FLEXCUBE

Respond strategically to changing business and IT needs with a fully integrated platform

Strike a balance between innovation and simplification with preintegrated capabilities for multiproduct and multichannel originations as well as core banking deposit and loan functions.

Explore Oracle Cloud Banking Platform

“We are trying to drive customer-centric processes across our channels and our brands. Oracle Banking Platform provides the architecture we wanted to deliver that experience to our customers.”

Tim Whiteley,

General Manager, Application Development, Westpac

Strengthen your bank with a flexible core platform and back office

Provide customers with consistent, timely, and personalized interactions

Move beyond omnichannel and deliver highly customizable, context- and device-aware digital banking experiences that build customer loyalty.

Explore Banking Experience Solutions

Expand your product lines with a partner ecosystem

Provide business partners with secure access to account data, transactions, and other information to create new products and customer experiences via open banking APIs. Implement controls to safeguard your customers’ data and protect their privacy.

Explore Ready-to-Deploy Banking APIs

Bring in more revenue with better pricing and billing execution

Offer more flexible billing options and support multiple lines of business with subledger, payables, and receivables management—all from a single platform with Oracle’s banking software.

Explore Revenue Management and Billing Solutions

Fight financial crime and comply with regulations

Protect your bank against money laundering and stay in compliance using end-to-end tools for customer due diligence, transaction monitoring, investigations, and reporting.

Explore AML and Compliance Solutions

Get full control of data quality and consistency across risk and finance

Make better decisions with a single view of your financial data and tools for balance sheet, profitability, and enterprise risk management. Adopt and comply with global accounting and regulatory standards.

Explore Risk and Finance Solutions

Corporate lending needs change: Four areas where banks can start now

Parag Ekbote, Head Business Development, Corporate Banking, Oracle

Research shows that corporates’ satisfaction with their banks is at an all-time low. There is pent up demand for digital, “best-in-class” products and services, and 92% of banks are not delivering on this unmet need. Learn how to build sustainability today.

Read the complete post

More from the blog

View all Financial Services Banking posts

Resources for cloud banking software and solutions

Digital banking webcast series: Building better digital banks

Contactless and digital payments transactions are achieving exponential growth due to the shift in customer behavior. There are layers of complexity in a bank, and banks must assess their readiness and rethink their infrastructure, employees, and back-office operations to work seamlessly and digitally and rise to the challenges of the new digital demand.

Build better banks

More information

Featured product: Driving payments innovation

Deliver payments on a real-time, data-rich platform—across borders and at scale.

Additional insights