Core Banking Solutions

Optimize the complex, enable platform and application freedom, deliver ambient user experiences, and synchronize across the front, middle, and back offices with technology built for innovation. Launch new business models, expand ecosystems, turn data into intelligence, and capitalize on digital core banking in the cloud or on-premises.

Oracle named a leader in 2022 Gartner® Magic Quadrant for global retail core banking.

Gartner has recognized Oracle as a top core banking platform provider, with its complete retail banking solution suite that provides next-evolution capabilities—from a modern core to comprehensive business processes to an intuitive and engaging digital experience.

Read the press release

Rebooting the core of banking requires transformation beyond the technology.

Catch industry experts from the Bank of Lithuania, Revolut Bank, and others sharing insights on what’s needed to reboot the core of banking.

Read the business brief (PDF)

Discover how our customers experience Oracle Core Banking Software

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Bankmed improves time to market for new products and reduces end of day close by over 60 percent
Ecobank fosters economic inclusion with open banking in more than 30 African nations
United Bank automates originations, transfers, and payment services to support digital transformation goals
Abay Bank brings focus to innovation through a redefined IT strategy that includes an upgrade of its core banking system

Excel through the continuous shape shifts in banking with our core banking solutions

Run a more efficient, flexible, and digitally connected core banking system

Scale with cloud-ready, micro services–rich architecture that unifies your operations from front-to-back and accelerates your connections.

Explore Oracle FLEXCUBE

Strike the balance between innovation and modernization

Streamline business processes, automate back-office operations, and improve profitability with a modular core banking software built for specialized and progressive transformations.

Explore Oracle Banking Platform

Take action to improve innovation, growth, and operational efficiency across multiple business sectors

Build better digital banks to rise to the challenges of shifting demand and achieve automation and scalability securely through core banking software.

Explore universal banking

Invest in speed, innovation, and scale with banking SaaS

Leverage componentized and composable services that deliver preintegrated, SaaS-based, cloud native versions of Oracle's industry-leading banking solutions on Oracle Cloud Infrastructure.

Explore Oracle Banking Cloud Services

Islamic banking

Deliver socially responsible banking, accelerate digitalization, and create sustainability for Islamic retail and corporate customers.

Explore Islamic banking solutions


Enhance business coverage and provide capital and resources to the financially underserved and unbanked.

Explore microfinance solutions

Realize the true value of your technology investments

Create experiences that are invisible

Leverage data and emerging tech to bring real-time relevancy seamlessly integrated in each customer touchpoint.

Orchestrate an open ecosystem that brings you closer to customers and partners

Lead the enriched data marketplace to further customers’ digital financial lifestyles.

Improve your payments business

Fill capabilities gaps, drive economies of scale, and reduce complexity to reshape the path forward.

“People are comparing us to their experience with a wide range of consumer organizations. Oracle FLEXCUBE is critical to helping us deliver on our customers’ rising expectations.”

Ade Adeyemi

CEO, Ecobank Transnational

Resources for core banking solutions

Strengthen your core banking system

Rising customer expectations, a host of new market players, increasing compliance and regulatory demands, and growing margin pressure are adding to profitability headwinds. Discover how today’s banking innovators are solving these challenges.

What do customers really want from their banks?

Beyond faster digital payments, customers under 30 years old want personalized advice and direction from their banking providers.

Get more insights

Oracle Named a Leader in 2022 Gartner® Magic Quadrant for Global Retail Core Banking

Oracle has been recognized as a top core banking platform provider by Gartner with its complete retail banking solution suite that provides next-evolution capabilities from a modern core to comprehensive business processes to an intuitive and engaging digital experience.

Read the press release