Oracle FLEXCUBE Universal Banking
Drive progressive transformation and continuous innovation with an agile, open architecture and cloud infrastructure. Oracle FLEXCUBE Universal Banking accelerates business agility, streamlines connectivity, and optimizes operations.
Mizuho Bank modernizes its core banking operations with Oracle.
Explore Oracle FLEXCUBE Universal Banking’s features
Build, expand, and scale offerings
Accelerate time-to-market and efficiently roll out tailor made offerings.
Comprehensive product portfolio
Quickly launch and manage a range of products across deposits, lending, and microverticals like Islamic banking, microfinance, and financial inclusion.
Centralized product administration
Easily manage large portfolios of products and offerings and scale efficiently across the banking enterprise.
Extensive parameterization, multiple localizations
Design and customize tailor-made products and offerings for customers and markets.
Relationship based pricing
Roll out customized and enticing pricing options for products and offerings.
Machine learning-based insights
Leverage intelligent product recommendations to improve cross and upsell.
Adapt to evolving business dynamics
Capitalize on evolving customer needs and business requirements.
Predefined and configurable workflows
Quickly roll out, realign, or tweak processes in tune to evolving requirements and opportunities.
Extensible business logic
Easily adapt to diverse customer needs and business and regulatory requirements.
Comprehensive insights
Enhance operational decision-making with insights at a customer, branch, business, or enterprise level.
Intelligent automation and smart assistants
Leverage innovative and frictionless workflows and experiences that save time and resources.
Open up the bank to new opportunities
Streamline interoperability and connectivity within the bank and externally with partners and ecosystems.
Externalized business services
Build innovative products and services and extend distribution and offerings.
1600+ REST API library
Simplify and speed up secure integration with third-party firms, value chains, and ecosystems.
Integration hub
Streamline and simplify integration with other systems within the bank.
SAML 2.0, ISO 20022, and REST/XML/ASCII-compliant
Drive efficient integrations with a standards-based architecture.
Leverage built-in innovation to improve operations and performance
Optimize banking operations, lower costs, and explore new operating models.
Multi-entity, multi-tenancy, multi-country
Drive operational flexibility across the banking enterprise and geographies.
Open architecture
Efficiently expand, diversify, and scale business lines and operations.
Out-of-the-box compliance and localizations
Streamline compliance to global, regional, or country-specific regulations and requirements.
24x7 banking and zero downtime
Deliver comprehensive 24x7 banking with continuous business and technology operations.
Key benefits
01Establish competitive advantages
Maximize business agility, drive innovation, and capitalize on market opportunities. Diversify and scale business lines efficiently.
02Optimize TCO
Streamline operations, optimize performance, and lower costs. Leverage multiple deployment options and operating models.
03Leverage the cloud
Leverage Oracle FLEXCUBE on Oracle Cloud Infrastructure, and take advantage of lower operating costs, enhanced availability, and security.
Find resources and more
Oracle Named a Leader in 2022 Gartner® Magic Quadrant™ for Global Retail Core Banking
Oracle has been recognized as a top core banking platform provider by Gartner with its complete retail banking solution suite that provides next-evolution capabilities from a modern core to comprehensive business processes to an intuitive and engaging digital experience.
Financial Services Documentation
Oracle offers a wide range of documentation and tutorials that will help you learn more about Oracle FLEXCUBE Universal Banking. You'll find all of these resources and more in the Oracle Help Center.
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