Oracle Banking Liquidity Management
Oracle Banking Liquidity Management enables banks to run a single centralized, standalone liquidity management solution based on contemporary technology with the ability to support comprehensive liquidity management techniques. The solution enables additional avenues for higher-yield investments and techniques such as pooling, sweeping, and interest optimization.
Enable banks to provide real-time, accurate, and consolidated information for corporates.
Explore Oracle Banking Liquidity Management features
Sweeping
The solution enables cross-DDA and virtual account sweeps with flexible sweep frequencies and a range of interests, fees, and charges as well as multicurrency support. It also provides options to simulate sweeps for new and existing customers.
Real-time liquidity management
The cloud native solution has options for single or multicurrency structures. You can set up groups for better balance utilization with utilization priority and transaction thresholds at the account level.
Pooling
Banks can draw up a multilevel pool structure with multiple interest calculation methods and various interest allocation and reallocation models.
Intercompany loans
Banks can use automatic or manual intercompany loans through single or cross-currency. These can be short term, long term, and on demand with a fixed or floating rate of interest and with customer-level sublimits or overall limits.
Multi-bank cash concentrations
The solution enables the automated movement of funds across third-party bank accounts and multibank cash concentration (MBCC) through SWIFT. Banks can edit the MBCC structure with the flexibility to move funds at different frequencies.
Global Liquidity Management Structures
Banks and corporates can use both local and cross-border single and multicurrency structures; the solution supports hybrid structures with no limitations on the number of accounts or number of countries.
Why choose Oracle Banking Liquidity Management?
01Unified view
Gain a unified, real-time view of global liquidity structures and the underlying multicurrency accounts and balances
02Higher returns
Enhance returns through investment in high-yield instruments, such as money markets and term deposits, and free up trapped liquidity
03Offer flexibility to customers
Empower banks with data masking and portability functionalities to help customers navigate and control the choices they have regarding data sharing and privacy
04Customized offering
Differentiated and flexible capabilities enable the bank to offer customized liquidity techniques and be a valued partner to corporate customers
05Low cost
Comprehensive and flexible liquidity techniques enable access to funds, eliminating the use of credit facilities and thereby reducing cost
06Flexibility and control
Review and modify liquidity structures with the agility required to meet ever-changing organizational and regulatory demands
Resources for Banking Liquidity Management
Liquidity Management
Corporates need innovative business models to address ever-evolving working capital requirements. They are looking to banks for a liquidity management solution that is functionally comprehensive and flexible enough to meet changing requirements.
Financial services documentation
Oracle offers a wide range of documentation and tutorials that will help you learn more about liquidity management in banking. You'll find all these resources and more in the Oracle Help Center.
Oracle communities
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