Oracle Financial Services Risk Management

Oracle’s financial services risk management software helps improve how you measure, manage, mitigate, and report risk across your organization. Our financial services risk management software spans credit, market, liquidity, interest rate, and business risk to provide you with a single, consistent view of risk and performance


LIBOR transition—Rethink your risk management strategy.

Explore Oracle financial services risk management features

Make a positive impact on climate change, transition to a low-carbon economy, and achieve sustainability goals

Oracle Financial Services Climate Change Analytics Cloud Service is a reporting and analytics solution for financial institutions that provides climate change data sourcing, storage, and analytics for internal, statutory, and management reporting. It helps organizations to achieve statutory compliance, reduce climate change–related risk, and integrate climate risk into credit, reputation, and market risk management and the investment decision-making process.

Features

  • Perform carbon accounting by calculating greenhouse gas (GHG) emissions for Scope 1, 2, and 3 reporting classifications, emission categories, and asset classes.
  • Confidently calculate and disclose customer emission numbers for financed, facilitated, and avoided emissions and emissions removal based on the Partnership for Carbon Accounting Financials (PCAF) guidelines.
  • Use a climate scorecard framework to calculate and assign a climate rating to each counterparty and perform advanced analytics.
  • Gain a holistic view of climate change impacts and operations across legal entities, lines of business, regions, products, and customers.
  • Get out-of-the-box support for major emission factor database sources, including the Department for Environment, Food & Rural Affairs (DEFRA), Environmental Protection Agency (EPA), United Nations Framework Convention on Climate Change (UNFCC), GHG Protocol, PCAF, International Financial Institutions (IFI), and more.
  • Access more than 100 prebuilt, cross-jurisdictional climate change reporting disclosures, analytics, and visualizations for the International Sustainability Standards Board (ISSB), Task Force on Climate-related Financial Disclosures (TCFD), and European Sustainability Reporting Standard (ESRS) as recommended by the European Financial Reporting Advisory Group (EFRAG) under the Corporate Sustainability Reporting Directive and Securities and Exchange Commission (SEC).

Monitor and evaluate credit risk

Oracle Financial Services Credit Risk Analytics brings together data from multiple sources to enable a holistic, enterprisewide view of credit risk, including retail, wholesale, and counterparty credit risk, across both the banking and trading books.

Advance valuation methods for market risk

Oracle Financial Services Market Risk Measurement and Management enables institutions to establish reliable valuations of a wide array of simple and complex instrument types using sophisticated, prebuilt models.

Monitor and manage liquidity risk

Oracle Financial Services Liquidity Risk Solution enables banks to comply with ever-changing regulatory guidelines through flexible, prebuilt rules for different jurisdictions.

Why choose Oracle’s financial services risk management software?

01Appraise and consolidate risk across the enterprise

Recognize, measure, and understand the impact of risks across the enterprise. Incorporate integrated risk and finance metrics into strategy decisions.

Learn about enterprise risk management (ERM)

02Enhance resilience using intensive stress testing

Be well positioned to adopt contingency measures with business-specific stress tests, assess forward metrics, and observe the impact on the enterprise.

03Get a single source of truth for risk assessment

Improve risk governance with centralized, aggregated risk data through a unified financial services data model and common analytical infrastructure.

Learn about data management

Find resources and more

Adverse impact of central banks’ liquidity

The COVID-19 pandemic affected all economies across the globe, and central banks everywhere have been proactively dealing with the situation. Learn about the adverse impact that surplus liquidity may have on banks and economies if adequate demand is not created.

Read the article (PDF)

Handling liquidity risk in investment funds

Explore the challenges of building and sustaining good liquidity risk measurement practices in the mutual fund industry, and learn how the versatility of the Oracle Financial Services Liquidity Risk Management solution can help.

Read the business brief (PDF)

Additional information

Join the industry's brightest minds in risk, modern finance, and data analytics. Revitalize finance transformation and profitable growth for banks and insurers with the latest insights in data science and technology.

Watch on-demand webcast

Get started with Oracle’s financial services risk management software


Watch our webcasts

Discover live and on-demand webcasts that help you explore financial services topics in depth.


Subscribe

Keep up with the latest trends across the financial services landscape.


Contact sales

Talk to a team member about Oracle solutions for risk and finance.