Banking Solutions

Build a digital, agile, connected, and efficient bank by leveraging componentized, customized, innovative, end-to-end banking solutions that offer greater efficiency, deployment flexibility, and an enhanced user experience.

Oracle Banking Solutions customer success stories

Redefine your retail and corporate banking customer experience

  • Run your retail operations more efficiently so your people can focus on customer needs

    Bring more flexibility and efficiency to your core banking operations, from new customer onboarding and loan origination to payments, lending, and collections. Eliminate manual activities to cut costs and risk.

  • Help corporate customers make the most of their capital

    Better position your corporate customers to manage global operations. Deliver compelling solutions for corporate credit and lending, cash and liquidity management, treasury management, trade finance, and supply chain finance.

  • Innovate faster with a universal banking platform

    Offer more new products and spend less with Oracle’s banking software—a core platform that is designed to work off the shelf. Implement a single system and get comprehensive capabilities across all banking functions.

  • Invest in speed, innovation, and scale with banking SaaS

    Leverage componentized and composable services that deliver preintegrated, SaaS-based, cloud native versions of Oracle's industry-leading banking solutions on Oracle Cloud Infrastructure.

We are trying to drive customer-centric processes across our channels and our brands. Oracle Banking Platform provides the architecture we wanted to deliver that experience to our customers.
Tim Whiteley,General Manager, Application Development, Westpac

Strengthen your bank with a flexible core platform and back office

  • Provide customers with consistent, timely, and personalized interactions

    Move beyond omnichannel and deliver highly customizable, context- and device-aware digital banking experiences that build customer loyalty.

  • Expand your product lines with a partner ecosystem

    Provide business partners with secure access to account data, transactions, and other information to create new products and customer experiences via open banking APIs. Implement controls to safeguard your customers’ data and protect their privacy.

  • Bring in more revenue with better pricing and billing execution

    Offer more flexible billing options and support multiple lines of business with subledger, payables, and receivables management—all from a single platform with Oracle’s banking software.

  • Fight financial crime and comply with regulations

    Protect your bank against money laundering and stay in compliance using end-to-end tools for customer due diligence, transaction monitoring, investigations, and reporting.

  • Get full control of data quality and consistency across risk and finance

    Make better decisions with a single view of your financial data and tools for balance sheet, profitability, and enterprise risk management. Adopt and comply with global accounting and regulatory standards.

Embedded ESG for SMB Banking

Explore how banking technology can help SMBs adopt ESG metrics within their business models.