Built on a microservices architecture, Oracle Banking Corporate Lending Process Management helps banks build rich experiences by providing automated workflows and intelligent processes that support digital-led, data-driven operations and deliver the flexibility needed to manage the complete corporate loan lifecycle for a variety of lending types.
Digitize and thrive with a modern corporate lending process management solution.
Oracle’s solution helps corporate banks digitize labor- and paper-intensive processes so they can operate more efficiently and build more-flexible, collaborative, and successful customer relationships. It enables banks to meet customers' on-demand and custom financing needs by accelerating the loan process from loan initiation to closure—all without sacrificing user experience or transparency throughout the application process.
Use end-to-end workflows to manage the entire loan process from initiation to fulfilment, including loan originations, loan drawdowns, draft proposals, rate quotations, and servicing.
Leverage prebuilt workflows for different types of loans.
Customize process steps and form fields so they’re specific to a particular loan.
Manage unstructured processes effectively with adaptive case management.
Streamline syndicated lending with simplified processes.
Facilitate seamless collaboration between lenders, arrangers, and agents.
Set scheduled activities to automate tasks.
Gain real-time visibility with easy-to-access dashboards.
Speed up and simplify processing using embedded intelligence.
Monitor nonperforming assets across all customers.
Get data-based insights to improve decision-making.
Group assets at risk by customer category and access drill-down views.
Use operational dashboards to easily monitor loan status.
Gain a comprehensive view of the tasks undertaken by stakeholders.
Offer self-service capabilities via Oracle Banking Digital Experience, enabling corporate users to check the detailed view of each loan account.
Give frontline relationship managers the tools to do their jobs better and more productively. For example, queries and dashboard widgets provide them with quick insight into the application process stage and status of existing loans.
Open standard microservices architecture
Extensible and prebuilt platform
Scalable and resilient
Persona-driven user experience
Workflow-based transaction management
Single window processing: limits and interest
Natural language processing (NLP) and machine learning for data extraction
Persona-centric dashboards for bank users
Smoother approvals through management by exception
Conor Colleary, Group Vice President Solution Consulting, Oracle
Why haven’t financial institutions moved faster to digitalize when it comes to their corporate business? Corporate banking is primarily built on relationships—many of which are cultivated over years via in-person meetings and interactions. And many processes remain paper-based, even requiring wet signatures that are often obtained in person. Flexibility is critical as banks begin to navigate the road to digital transformation. A componentized architecture gives corporate banks the ability to start their journey at the place that’s right for them and then set their own course and speed. Oracle’s corporate banking solutions embrace this approach.Read the complete post
Enables banks to manage their credit exposure by centralizing the limits definition process and collateral management.
Enables banks to accelerate credit origination and servicing, prequalify credit lines, track exposures to customers in real time, and mitigate business risks.
Supports multicurrency, multiborrower, and multiregion participation with high-volume processing, reducing the risk involved in corporate lending.
Helps banks execute their digital strategies without requiring a one-size-fits-all approach.
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Talk to a team member about Oracle Corporate Lending Process Management.