Oracle Banking Corporate Lending caters to banks and financial institutions offering high-value commercial loans to large corporates and small and midsize enterprises. It supports multicurrency, multiborrower, and multiregion participation with high-volume processing, reducing the risk involved in corporate lending.
Accelerate and simplify operations across the entire loan lifecycle.
With Oracle Banking Corporate Lending, banks can accelerate and simplify loan originations, servicing, and closures. The solution addresses the business processes for bilateral and syndicated loan funding and provides omnichannel and self-service experiences—all with a scalable, integrated, and comprehensive platform.
Effectively, efficiently, and flexibly manage the entire loan lifecycle, including setting up loan contracts, loan drawdowns, loan restructuring, and loan servicing.
Speed up origination with a high level of straight-through processing.
Streamline the approval process with the auto-decision capability.
Meet the financing needs of all types of customers with end-to-end capabilities.
Lower the risk of nonperforming assets with real-time loan status tracking.
Manage complex commercial loan products, such as bilateral loans, syndicated loans, and secondary loan trading.
Support multicurrency, multiborrower, and multiregion participation.
Manage the agency, arranger, and participation roles in syndication.
Undertake par and distressed trade and optimize the loan portfolio.
Use a range of options to customize services and products to specific customer needs.
Effectively assess each customer’s business to deliver the right solution.
Enable the bank to create innovative products, reduce time to market, and respond to competition efficiently and effectively with product manufacturing.
Empower financial institutions of varied sizes to offer and manage complex commercial loan products that cater to large corporate and small and midsize enterprises.
Manage high-volume processing.
Easily process a commitment, tranche, or drawdown.
Efficiently manage repayments, penalties, and settlements.
Simplify rolling over a loan, amendments, and restructuring.
Track nonperforming loans.
Seamlessly exchange information between multiple stakeholders.
Track the trading of syndicated loans in the secondary market.
Leverage prebuilt integration adapters for Oracle Applications.
Offer a differentiated customer experience with self-service capabilities and open APIs.
Enhance the customer experience with the prebuilt web application.
Deliver an omnichannel experience with centralized lending capabilities.
Help customers track loan status in real time and ensure all processes are carried forward without any bottlenecks.
Ensure seamless data transfers between the corporate system and the bank.
Offer relationship-based pricing and enhance customer relationships.
Help ensure profitable outcomes with the ability to set transaction, service, and ad hoc fees.
Simplify the processing of interest and fees, including schedule definition, component calculation, accrual frequency, and computation method.
Conor Colleary, Group Vice President Solution Consulting, Oracle
Why haven’t financial institutions moved faster to digitalize when it comes to their corporate business? Corporate banking is primarily built on relationships—many of which are cultivated over years, via in-person meetings and interactions. And many processes remain paper-based, even requiring wet signatures that are often obtained in person. Flexibility is critical as banks begin to navigate the road to digital transformation. A componentized architecture gives corporate banks the ability to start their journey at the place that’s right for them and then set their own course and speed. Oracle’s corporate banking solutions embrace this approach.Read the complete post
Enables banks to manage their credit exposure by centralizing the limits definition process and collateral management.
Helps banks build rich experiences by providing automated workflows and intelligent processes that support digital-led, data-driven operations.
Enables banks to accelerate credit origination and servicing, prequalify credit lines, track exposures to customers in real time, and mitigate business risks.
Helps banks execute their digital strategies without requiring a one-size-fits-all approach.
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Talk to a team member about Oracle Banking Corporate Lending.