Drive Growth with Tailor-Made Deposit and Lending Products
Adaptive, flexible solutions that help you design and roll out customized deposit and lending products that meet customer needs while driving revenue growth.
Deposits and Lending Overview
Oracle’s solutions help you optimize your deposit and lending product portfolio. Easily configure business rules, product definitions, and a variety of other parameters that accelerate product innovation and improve business agility. Simplify and streamline engagement to make your products easy to sell and easier to buy and use.
Highlights:
- Design innovative products and enhance customer expectations
- Launch products faster and improve business agility
- Create product bundles with ease and achieve higher customer stickiness and increased revenue
- Drive increased flexibility in pricing that delivers value to both the customer and business
- Simplify and streamline the onboarding and originations to improve conversion rates
- Improve usability and servicing to enhance customer experience and lower costs
Featured Resources
- Report: Understand the Changing Shape of Consumer Banking Relationships
- Blog: Successful Onboarding In a Digital World
- Blog: Redefine the Branch–Transform Into the Center for Sales and Growth
- Blog: Capture Missed Revenue Opportunities with a Smarter Approach to Revenue Management
- Business brief: Onboarding and Originations—From Process to Experience (PDF)
- Quick Tour: Oracle Banking Branch
- Quick Tour: Oracle Banking Origination
See It In Action
Solution Features
Open all Close allProduct Speed and Agility
- Manage end-to-end product lifecycle, from configuration to agreement management and closure.
- Efficiently design and configure product attributes and preferences.
- Shorten time to market for launching new products with out-of-the-box reusable business rules.
- Optimize product portfolios by customizing features, without creating an entirely new product.
- Improve cross- and up-sell by bundling or grouping products across different lines of business.
Optimized Pricing
- Maximize revenue with unified and adaptable pricing and billing options.
- Easily manage diverse deposit and lending product portfolios and multiple lines of business.
- Embrace relationship-, profitability- and risk-based pricing and on-demand billing.
- Efficiently set pricing based on product parameters, channel characteristics, eligibility criteria, promotions, and exceptions.
Streamlined Originations
- Ensure higher conversion rates with integrated self-service and assisted originations on the customer’s channel of choice.
- Streamline data capture with auto-fill and natural language-based automation.
- Enable visibility for the applicant into the originations lifecycle with trackers and updates.
- Speed up decision-making with definable qualitative scoring, integrated quantitative scoring, and automation.
- Improve cross- and up sell with an multiproduct origination and an intuitive shopping-based experience.
Enhanced Engagement
- Drive enhanced customer experiences with seamless cross channel servicing of products.
- Engage customers with improved insights and self-service tools and dashboards that help them access and operate products.
- Augment assisted servicing and engagement with intuitive UI and persona-based screens and deep insights for bankers.
- Automate operations and servicing with embedded smart assistants and machine learning.